BSS Internet Client что это за программа?
Всем приветище! Значит скажу сразу, что не все так просто, ибо я никогда не слышал о таком как BSS Internet Client, но сегодня я постараюсь узнать, что это за дичь… Мда уж, дичь так это точно. Короче BSS Internet Client это знаете что? Это короче программа для дистанционного обслуживания банков! Серьезнейшая программа типа.
Я могу ошибаться, но мне показалось, что прога BSS Internet Client как бы нужна для интернет-банкинга. То есть вроде как эта прога участвует в работе интернет-банкинга. И что еще интересно, что BSS Internet Client ставится на комп как обычная программа, но все равно не могу толком понять зачем она нужна…
Вот нашел картинку, смотрите:

Как видим BSS Internet Client устанавливается вот в эту папку:
C:\Program Files\BSS Internet-Client
Еще одна картинка в тему так бы сказать:

А еще у вас может быть такое окошко, если оно будет, то нужно нажимать Установить (интуиция подсказывает):

Ага, все вроде понял! Значит прога BSS Internet Client нужна для проведения банковских операций через интернет в специальном защищенном режиме. Я так понимаю что безопасность это главный момент, все таки банковские операции, деньги там, все оч серьезно.
Короче это все что я могу сказать ибо страшно непонятно. Понятно одно, что BSS Internet Client это связано с онлайн банкингом и является важным чем-то. Извините что мало инфы, удачи!
Bss system file в автозагрузке что это
Всем приветище! Значит скажу сразу, что не все так просто, ибо я никогда не слышал о таком как BSS Internet Client, но сегодня я постараюсь узнать, что это за дичь… Мда уж, дичь так это точно. Короче BSS Internet Client это знаете что? Это короче программа для дистанционного обслуживания банков! Серьезнейшая программа типа.
Я могу ошибаться, но мне показалось, что прога BSS Internet Client как бы нужна для интернет-банкинга. То есть вроде как эта прога участвует в работе интернет-банкинга. И что еще интересно, что BSS Internet Client ставится на комп как обычная программа, но все равно не могу толком понять зачем она нужна…
Вот нашел картинку, смотрите:

Как видим BSS Internet Client устанавливается вот в эту папку:
C:\Program Files\BSS Internet-Client
Еще одна картинка в тему так бы сказать:

А еще у вас может быть такое окошко, если оно будет, то нужно нажимать Установить (интуиция подсказывает):

Ага, все вроде понял! Значит прога BSS Internet Client нужна для проведения банковских операций через интернет в специальном защищенном режиме. Я так понимаю что безопасность это главный момент, все таки банковские операции, деньги там, все оч серьезно.
Короче это все что я могу сказать ибо страшно непонятно. Понятно одно, что BSS Internet Client это связано с онлайн банкингом и является важным чем-то. Извините что мало инфы, удачи!
Как удалить вирус bssPluginHost
Большинство антивирусных программ распознает bssPluginHost.exe как вирус.
Бесплатный форум с информацией о файлах поможет вам найти информацию, как удалить файл. Если вы знаете что-нибудь об этом файле, пожалуйста, оставьте комментарий для других пользователей.
Вот так, вы сможете исправить ошибки, связанные с bssPluginHost.exe
- Используйте программу Настройщик Windows, чтобы найти причину проблем, в том числе и медленной работы компьютера.
- Обновите программу BSS system file. Обновление можно найти на сайте производителя (ссылка приведена ниже).
- В следующих пунктах предоставлено описание работы bssPluginHost.exe.
Информация о файле bssPluginHost.exe
Процесс BSS system file принадлежит программе RBS BS-Client от BSS .
Описание: bssPluginHost.exe не является важным для Windows и часто вызывает проблемы. BssPluginHost.exe находится в подпапках «C:\Users\USERNAME» или иногда в подпапках «C:\Program Files». Известны следующие размеры файла для Windows 10/8/7/XP 2,339,152 байт (28% всех случаев), 2,338,640 байт и еще 10 варианта .
Это не файл Windows. Поставлена цифровая подпись. Процесс слушает или шлет данные на открытые порты в сети или по интернету. Процесс загружается во время процесса загрузки Windows (Смотрите ключ реестра: Run ). У процесса нет видимого окна. BssPluginHost.exe способен записывать ввод данных. Поэтому технический рейтинг надежности 74% опасности.
Важно: Вы должны проверить файл bssPluginHost.exe на вашем компьютере, чтобы убедится, что это вредоносный процесс. Мы рекомендуем Security Task Manager для безопасности вашего компьютера.
Комментарий пользователя
Лучшие практики для исправления проблем с bssPluginHost
Следующие программы так же полезны для грубокого анализа: Security Task Manager исследует активный процесс bssPluginHost на вашем компьютере и явно говорит, что он делает. Malwarebytes’ — популярная антивирусная утилита, которая сообщает вам, если bssPluginHost.exe на вашем компьютере отображает назойливую рекламу, замедляя быстродействие компьютера. Этот тип нежелательной рекламы не рассматривается некоторыми антивирусными программами в качестве вируса и таким образом не удаляется при лечении.
Чистый и аккуратный компьютер является ключевым требованием для избежания проблем с ПК. Это означает: проверка на наличие вредоносных программ, очистка жесткого диска, используя cleanmgr и sfc /scannow, удаление программ, которые вам больше не нужны, проверка Автозагрузки (используя msconfig) и активация Автоматического обновления Windows. Всегда помните о создании периодических бэкапов, или как минимум о создании точек восстановления.
Если у вас актуальная проблема, попытайтесь вспомнить последнее, что вы сделали, или последнюю программу, которую вы установили, прежде чем проблема появилась первый раз. Используйте resmon команду, чтобы определить процесс, который вызывает у вас проблему. Даже если у вас серьезные проблемы с компьютером, прежде чем переустанавливать Windows, лучше попробуйте восстановить целостность установки ОС или для Windows 8 и более поздних версий Windows выполнить команду DISM.exe /Online /Cleanup-image /Restorehealth. Это позволит восстановить операционную систему без потери данных.
bssPluginHost сканер

Security Task Manager показывает все запущенные сервисы Windows, включая внедренные скрытые приложения (например, мониторинг клавиатуры или браузера, авто вход). Уникальный рейтинг надежности указывает на вероятность того, что процесс потенциально может быть вредоносной программой-шпионом, кейлоггером или трояном.
Бесплатный aнтивирус находит и удаляет неактивные программы-шпионы, рекламу, трояны, кейлоггеры, вредоносные и следящие программы с вашего жесткого диска. Идеальное дополнение к Security Task Manager.
Reimage бесплатное сканирование, очистка, восстановление и оптимизация вашей системы.
bcssync.exe что это?
Файл bcssync.exe можно часто встретить в автозагрузке Windows. Тем, кому не безразлично то, что загружается вместе с системой на его компьютере наверняка будет интересно узнать об этом файле. В данной статье вы узнаете о файле bcssync, а также можно ли убрать его из автозагрузки.
За что отвечает bcssync?
Опытным путем было вычислено, что файл bcssync запускается из папки Microsoft Office.

Месторасположение файла bcssync.exe
Значит логично предположить, что он является частью офисного пакета от компании Microsoft.
На официальном сайте Microsoft написано, что файл bcssync.exe используется в приложении Microsoft SharePoint Server, в котором отвечает за синхронизацию и обновление кэша в открытых экземплярах Microsoft SharePoint.
Microsoft SharePoint это платформа, которая позволяет создавать внутри корпоративные каналы для совместной работы и обработки общих проектов и документов несколькими сотрудниками и отделами одного или нескольких предприятий.
99% обычных пользователей Microsoft Office Microsoft SharePoint не нужен.
Также некоторыми пользователями отмечено, что после отключения и удаления файла bcssync.exe появляются проблемы с вызовом справочного центра в продуктах Microsoft office (Word, Excel, Power Point и так далее).
Нужно ли отключать и удалять bcssync?
bcssync.exe не является важным системным файлом операционной системы Windows. Если вы не пользуетесь ни одной из программ пакета Microsoft Office или bcssync.exe препятствует нормальной работе ОС, то его стоит просто убрать из автозагрузки без удаления.
Если же вы не хотите проблем с работой офисных приложений на вашем компьютере и данный файл никак не мешает нормально работе компьютера, то и делать с ним что – либо не нужно.
RBS BS-Client
The system of Remote banking BS-Client – the complete integrated solution including all range of the banking services provided outside office of bank.

- Bank Client (Classical bank client)
- The Internet Client (Internet banking — «thin» browser bank client)
- Telefon-Client (Telebanking — information and payment system of service by phone)
- The mobile Client (information service using the PDA and smartphones)
- The statement Online (information customer service in segments of small and medium business)
- The operator Shtrikh-Kodov (instant input of details of the paper payment document by means of reading of the barcode applied on it)
Each of the listed subsystems can independently function.
For the purpose of the maximum simplification of the procedure of connection of clients to the RBS BS-Client system and ensuring mass character of distribution of electronic services among clients of bank the special «MASTER of CONNECTION TO RBS SERVICES» enters the delivery of «RBS BS-Client».
The master of connection to services RBS is the fragment of the Web server of bank with a set of supplementary procedures facilitating process of connection of new clients to network of electronic calculations of bank.
Broker Client
«Broker Client» is a subsystem of the complete solution «the RBS BS-Client. The private Client», the giving opportunity to clients of broker company to perform the activities connected with ensuring activity in the stock market far off via the Internet in a protect mode.
Functionality The subsystem «Broker Client» provides following features:
Implementation by the client of uncommercial transactions:
- order for input of money (if it is used);
- order for input of securities;
- order for funds withdrawal;
- order for an output of securities;
- remittance order of money;
- remittance order of securities;
Providing to clients reporting under trade and uncommercial operations:
- on brokerage accounts;
- on the security transactions and the related transactions;
- on the forward transactions with securities and to the related transactions;
- etc.
Providing information to clients obligatory for reading or signing:
- exposure by the broker to clients to the signature of the instructions given by ear;
- exposure by the broker to clients of requirements about introduction of means (at implementation of marginal transactions);
- providing to clients messages about change of the list of marginal papers;
- providing to clients messages about change of conditions of regulations or agreement;
- providing to clients statements for change of rates;
- etc.
Providing other information to clients:
- documents of a free format;
- news service;
Acceptance from the client of other information messages:
- documents of a free format;
- requests for preparation of reports on trade or uncommercial operations;
Key features The subsystem «Broker Client» has the following key properties:
Providing in the system of accomplishment of business processes according to requirements of the legislation and requirements of FFMS:
- possibility of signing by the client using the Analogue of the Sign Manual (the EDS or session keys) of the instructions given by ear;
- possibility of placement by a message broker for signing using the Analogue of the Sign Manual (the EDS or session keys) from the clients connected with the current activity (statements, reports, summary instructions, statements for change of rates, etc.);
- possibility of placement and the guaranteed delivery of messages about exposure by the broker to clients of requirements about introduction of means (at implementation of marginal transactions);
- possibility of placement and the guaranteed delivery to the client of messages about change of the list of marginal papers, changes of conditions of regulations or agreement, etc.
Providing uniform point of entry for clients in independence of the client’s «belonging» to branch or department of investment company.
Possibility of use in a system as the Analogue of the Sign Manual of the client as session keys (including and created using MobiPass), and the Electronic Digital signature created by the Means of Cryptographic Information Protection (MCIP) certified by FSB. Providing to clients in the system of an ability to manage the Analogue of the Sign Manual (the EDS or session keys).
Possibility of flexible configuration of a system regarding structure of information provided to clients.
Work in a system
During the work of clients with a subsystem «Broker Client» management of broker accounts and carrying out uncommercial transactions occurs via the website of investment company, access to which is provided through the Internet. The client of investment company in the remote mode from the house, office or from other place can address via the browser the Web server of the company under the standard HTTP protocol. After successful authentication the user begins the protected session in a subsystem «Broker Client» where information exchange between the client and investment company in the available formats of HTML and XML is made.
All documents (the database of uncommercial transactions, data on accounts, reference books, etc.) and other resources necessary for the client for work with investment company are on the party of the company broker. It allows users not to depend on the specific computer and to get access to management of the account from any convenient location, using the computer connected to the Internet. The client can create, edit and send documents to processing, use archive, browse and print messages from bank and reports on accounts, transactions and transactions, to use the reference books which are physically on the party of the investment organization, etc. All transactions between investment company and the client are carried out in real time. Possibilities of a subsystem allow to trace all processing stages of documents on the server of investment company.
Advantages to broker and investment company
Use of a subsystem «Broker Client» for remote customer interaction of investment companies will allow:
- reduce maintenance overheads of clients at office of investment company, especially at the distributed geography of branches/departments/offices of investment company;
- increase attractiveness of investment company in the opinion of the client due to providing online access to more full range of services of investment company;
- receive the alternative channel for sales of services of investment company;
- provide within interaction of investment company and the client protection and accuracy of the information with the modern means of cryptographic protection including certified by FSB;
- provide the solution of a number of the tasks connected with observance of requirements of the legislation and requirements of FFMS;
- levy the additional fee from clients for rendering services of remote service.
Advantages to the client of broker company Use of a subsystem «Broker Client» allows to provide convenient and comfortable interaction of the existing and potential clients with investment company:
- at any time the client can get access to operational information and services of investment company;
- the client can obtain necessary information and access to performing transactions, being out of office and, actually, in any place as the technical means used for access are widespread and mobile;
- the client has an opportunity quickly online to obtain information and to make all necessary actions which allow to provide his activity in the stock market.
RBS BS-Client Private Client of v. 2.7.13
On October 2, 2017 the BSS company announced release of a system of remote banking of individuals «the RBS BS-Client. The private Client» version 2.7.13 in which support of the GIS GMP formats and compliance to requirements of the legislation and UFEBM (the unified formats of electronic bank messages) is provided.
- Compliance to requirements of the Order MinfinaRussia of 4/5/2017 No. 58H «About introduction of amendments to the Order of the Ministry of Finance Russian Federation of November 12, 2013 is provided to No. 107n», becoming effective from 10/2/2017.
- Support of the GIS GMP formats of version 1.16.4 is provided.
- Compliance of the RBS system to requirements of Unified format of electronic banking messages is provided.
Transition to version 2.7.13 of a system «RBS BS-Client. The private Client» is executed from version 2.7.12 within the agreement of maintenance.
RBS BS-Client Private Client of v. 2.7.11
In the version of a system «RBS BS-Client. Private Client» v. 2.7.11 according to the Order of the Ministry of Finance of the Russian Federation of April 5, 2017 No. 58n «About introduction of amendments to the order of the Ministry of Finance of the Russian Federation of November 12, 2013 No. 107n» implements a possibility of payment of taxes for the third parties. For the banks using a system recommendations about setup of new functionality are prepared.
RBS BS-Client Private Client of v. 2.7.10
- The interaction gateway with the information system «BSS e-Government Gate» which provides data exchange with GIS GMP according to the new version of format 1.16.3 is finished.
- The possibility of a request and payment of penalties of traffic police at a discount is implemented.
Transition to the new version of a system «RBS BS-Client. Private Client» v. 2.7.10 it is performed from version v. 2.7.9.
RBS BS-Client x64 of version v. 20.1.750
The BSS company released update of the RBS BS-Client X64 system of version v. 20.1.750 — the complete solution intended for the organization of remote banking of legal entities. Updating includes following features:
1. The module of integration of RBS with cloud accounting (and also other external payment services). The solution supports a possibility of automatic import to RBS of payment orders in rubles and export from RBS of statements on bank accounts of the client. On the basis of the created module interaction about the Circuit is tested and confirmed . Accounting and Circuit. Elba. Using this module integration with other cloud services is possible: Button, etc. Integration with cloud accounting will allow bank to generate additional commission income at the expense of affiliate programs with services and also to increase loyalty of corporate clients.
2. Service of direct document flow with the 1C:Enterprise 8 system. Integration of systems using DirectBank technology from 1C company will allow clients to make the main transactions directly from programs of a system of 1C without need to import files from one system to another. Clients directly in the system of 1C will be able to sign with the electronic signature and to send to bank payment orders in rubles, and in case of need and to send inquiries for their response. Besides, in the program of 1C it is possible to receive statements on bank accounts and the statuses of documents.
3. A RBS opportunity for work with the module Bot-Trek Secure Bank of Group-IB company. The module is intended for increase in safety of work of clients with payment orders in the RBS system and allows to strengthen the mechanism of verifications of the FRAUD-Analiz system.
Transition to the version of the RBS BS-Client h64 system of v. 020.1.750 it is performed from version v. 020.1.700 within the agreement of maintenance.
RBS BS-Client h64 v.020.1.700
On November 7, 2016 the BSS company announced release of release «The RBS BS-Client h64» v.020.1.700.
The system of express check of partners, chat with bank and some other functions are added to versions of v.020.1.700.
Service of express check of partners Traffic light is implemented. It helps with work with payment orders, to obtain information on reliability of the selected partner, to receive express reports on his activity on the basis of the data provided by service of the express analysis of partners » circuit.focus «.

The Chat with Bank service on the basis of LiveTex technology providing a possibility of communication with the operator of bank as in real time, and offline (an opportunity to leave the request) is implemented, there is a possibility of the order of a call back.
Additional resources of control within requirements of the order of Ministry of Finance of the Russian Federation No. 148n of 9/23/2015 «About introduction of amendments to the order of the Ministry of Finance of the Russian Federation of 11/12/2013 No. 107H» are added to this version «RBS BS-Client h64».
Transition to the RBS BS-Client h64 version of v.020.1.700 is possible from the version of v.020.1.650 within the agreement of maintenance.
«RBS BS-Client h64» v.020.1.650
On August 19, 2016 the BSS company announced a release exit «The RBS BS-Client h64» v.020.1.650.
In this version «RBS BS-Client h64» the functionality of verification of payment orders within a compliance with regulatory requirements on work with GIS of housing and public utilities is implemented. It helps to organize additional verifications of the instruction by clients of bank of details of payment for housing and communal services during creation of payments in the RBS systems according to recommendations about filling of fields of the payment order at payment acceptance for premises and utilities, information on which is subject to placement in GIS of housing and public utilities.
The bank can determine obligation of accomplishment of checks by setup.
Transition to the version of the RBS BS-Client h64 system of v.020.1.650 is possible from the version of v.020.1.660 within the agreement of maintenance.
«RBS BS-Client. Private Client» version 2.7.7
On July 30, 2016 the BSS company announced release «the RBS BS-Client. Private Client» version 2.7.7.
Update is released in the light of requirements of the Federal law of 7/21/2014 N 209-FZ «About the state information system of housing and communal services» (further — Federal law No. 209-FZ). Federal law No. 209-FZ governs the relations arising during creation, operation and upgrade of the state information system of housing and communal services, including collecting, information processing for its inclusion in this information system, storage of such information, ensuring access to it, its providing, placement and distribution.
Implementation includes the changes simplifying work of the client of Bank in case of commission by it of payment for housing and communal services. Functionality it is finished according to the formats used in the specialized GIS service adapter of housing and public utilities of the BSS e-Government Gate system and RBS BS-Client is expected sharing of systems «. Private Client» and «BSS e-Government Gate».
Transition to the version of a system «RBS BS-Client. Private Client» v. 2.7.7 it is possible from version 2.7.6.
«RBS BS-Client. Private Client» v. 2.7.6 and v. 2.6.7
On March 15, 2016 the BSS company announced updating release «the RBS BS-Client. Private Client» v. 2.7.6 and v. 2.6.7.
Updating includes the changes meeting the requirements of the Ministry of Finance of the Russian Federation, stated in Order No. 148n of 9/23/2015 «About introduction of amendments to the order of the Ministry of Finance of the Russian Federation of 11/12/2013 No. 107n». The order specifies requirements for control of details of orders about money transfer on account of payments in a budget system for the purpose of improvement of the automated processing procedures of information. According to the order, the changes influencing a system become effective from 3/28/2016.
Transition to the version of a system «RBS BS-Client. Private Client» v. 2.7.6 and v. 2.6.7 it is performed from version v. 2.7.4 and v. 2.6.6 within the agreement of maintenance.
Updating «RBS BS-Client. The private Client» according to requirements of the Central Bank
On March 5, 2015 the BSS company announced release of updating of a system of remote banking of individuals «the RBS BS-Client. Private Client» versions:
- v.2.7.3,
- v.2.6.5
- v.2.5.800.
The reason of an exit of the adjusting release: On March 16, 2015 the Instruction of the Bank of Russia of 8/14/2014 becomes effective No3361-U «About making changes in Provision of the Bank of Russia of June 9, 2012 No382-P «About requirements to ensuring data protection at implementation of money transfers and about a procedure the Bank of Russia of control of observance of requirements to ensuring data protection at implementation of money transfers».
For ensuring compliance to requirements of the Instruction, the BSS company released updates of a system of remote banking.
The bank had an opportunity:
- limit validity period of the disposable confirmation code applied to confirmation by the client of right of access to the system of Internet banking or confirmation of payment documents;
- configure the list of identifiers of access devices to the system of Internet banking for the purpose of implementation of money transfers.
Transition to the updated system «the RBS BS-Client. Private Client» versions v. 2.7.3, v. 2.6.5 and v. 2.5.800 it is performed from versions v. 2.7.2, v. 2.6.4 and v. 2.5.700 respectively.
There was a release «the RBS BS-Client. Private Client» v. 2.7.4
On July 21, 2015 the BSS company declared system release of the update «the RBS BS-Client. Private Client» v. 2.7.4 [1] .
In the version of a system «RBS BS-Client. Private Client» v. 2.7.4 are implemented:
- Interaction about CORE BANKING SYSTEMDiasoft FA# 7.2 and the module of integration into the gateway of besfaylovy exchange.
- Business functionality of «Service of management of personal finance»:
- registration of the client in external service at the initiative of bank;
- import of information on financial instruments from different sources: personal accounts, Internet banks;
- providing information service to the user on products of other banks (accounts, maps, deposits, the credits) in the existing sections of a system;
- viewing charts/diagrams of expenses/income on categories for the period, in places (merchants) for the period, on time and by all or a separate financial instrument of the client (the map, the account, etc.);
- budget management: creation, editing, removal, execution indication;
- management of the financial purposes: creation, editing, removal, calculations, forecasts, accomplishment indication;
- cash management money: creation of purses, adding/editing/removal of cash transactions;
obtaining personal offers from bank.
- The Full Name display of the receiver at commission of money transfer by number of the plastic card to other client of bank. If the card and the receiver were not found among bank cards, failure to the client in money transfer, depending on value of settings is possible.
- Functionality to conforming requirements of the Instruction of the Bank of Russia of August 14, 2014 N 3361-U:
- sending the anticipatory notification on the alternative channel about the planned money transfer;
purpose of the list of possible receivers of money;
-
- determination of the time period for commission of money transfer.
- The functionality of transfers on client side allowing to minimize the client’s errors when choosing values in fields of the account \card, write-offs \transfers, filtering the client’s products, available to performing transactions.
- Stability of a system is improved.
Transition to the version of a system «RBS BS-Client. The private Client» 2.7.4 is possible starting with version 2.7.3.3 within the agreement of maintenance.
«RBS BS-Client. The private Client» 2.7 is equipped with service of management of personal finance
On May 20, 2015 the BSS company announced release of the update «the RBS BS-Client. The private Client» version 2.7 [2] .
Innovation in version 2.7 — service of management of personal finance (PFM), it provides evident account management. Service helps to control personal income and expenses, to analyze and adjust their structure, to plan the purposes and to manage savings, to keep the personal budget.
Within a PFM system «RBS BS-Client. The private Client» the user can connect own cards of other banks, profiles of telecom operators and e-wallets.
There was a subsystem release the Universal mobile client 1.2
The universal mobile client — a subsystem of the complete solution «the RBS BS-Client. Private Client». It helps to make different banking activities with accounts and maps via the Internet using the mobile phone or the tablet [3] .
On August 4, 2015 the BSS company announced release of the solution «Universal Mobile Client» v.1.2.
Functionality
«The universal Mobile Client» — mass service with a development potential. In this solution the concept «bank in a pocket» is implemented. Due to simple and reliable service the bank receives the additional sales channel of the services.
Work in a system is conducted in mode 24х7х365 in networks of cellular operators. Authorization happens on pair the login/password. For authorization of transactions session keys, SMS authorization, «MobiPass», eToken Password devices are used.
Information services are available to all clients of bank without authorization in a system. For carrying out payment transactions and viewing personal financial information the client should become authorized, having specified the login and the password at an input in Personal account.
Information services
- departments/ATMs of bank — search of department, the ATM of bank with viewing location on the card
- news of bank are addressed information mailings, announcements of new banking products
- viewing cross rates of bank
- credit calculator and calculator of deposits
Personal services
- payment of services
- transfer from the account into the account
- transfer between maps and customer accounts
- currency exchange
- remaining balance on bank cards and accounts
- account statement and card
- viewing information on cards, deposits and credits
- execution of operations with cards (opening of the new card, activation of the card, blocking, recard issue, etc.)
- connection of the card of other bank.
Platforms are supported iOS Android, there is a PDA version of the website «the RBS BS-Client. The private Client» for work via the browser of mobile phones and tablets.
There was a release of «RBS BS-Client x64» of v.20.1.550
On June 17, 2015 the BSS company announced release of updating of the system for remote servicing of legal entities «RBS BS-Client X64» v. 20.1.550.
In a system the functionality is expanded, support of new versions of OSPO is added, compliance to relevant requirements of the legislation is provided.
In the version of the RBS BS-Client X64 system of v. 20.1.550:
- the compatibility a system component with is provided DBMSOracle 12 (a bank part, a client part «Bank Client»);
- support browserChrome without the NPAPI interface is provided;
- the opportunity for work with requests for the certificate in the SMS format for a CIPF of M-Pro v2.x is implemented;
- support of formats of interaction with the BSS e-Government Gate system of version 1.16.1 is provided;
- a number of completions on wishes of the clients who are actively using a system is implemented.
Updating of «RBS BS-Client x64» from version 20.1.500 (as well as the RBS BS-Client systems from versions 17.9.800-17.9.940) to version 20.1.550 — within the agreement of maintenance.
There was a release of «RBS BS-Client x64» of v. 20.1.500
On March 12, 2015 the BSS company announced release of updating of a system of remote banking of legal entities «RBS BS-Client X64» v. 20.1.500 [4] .

Window of the interface of the program, 2014
As a part of release of «RBS BS-Client x64» of v.20.1.500:
- functionality for rendering assistance to banks at fulfillment of requirements of the Instruction of the Bank of Russia of 8/14/2014 No. 3361-U «About making changes in Provision of the Bank of Russia of June 9, 2012 No. 382-P «About requirements to ensuring data protection at implementation of money transfers and about a procedure the Bank of Russia of control of observance of requirements to ensuring data protection at implementation of money transfers»».
New opportunities allow:
-
- to limit validity period of session keys for additional authorization;
- to limit validity period of eToken Pass devices;
- to limit time of action of the passwords sent to users on the SMS channel during additional authorization;
- to control integrity of a client distribution kit of a system (the new utility);
- to set a documents acceptance time frame on the party of bank.
- Setting of the electronic signature of the responsible of bank under passports of transactions is provided. Thus, full electronic document management of passports of transactions between the client and bank is provided.
- Use of USB tokens with not taken secret keys of Rutoken of the EDS without third-party CIPFs is implemented.
- The mechanism of unloading of documents of currency exchange control in the ASVKB system from NTTsNT company is expanded;
- Verification of details of payment orders before setting of the vising signature is added.
- The convenience of work with documents of currency exchange control, is increased by the Remittance order of currency, the Request for a withdrawal of documents.
- Possibilities of the mechanism of import of payment orders from accounting systems are expanded.
Updating of the RBS BS-Client X64 system from version 20.1.450 (as well as the RBS BS-Client systems from versions 17.9.800-17.9.930) to version 20.1.500 is carried out within the agreement of maintenance.
There was RBS BS-Client release h64 v. 20.1.575
On October 12, 2015 the BSS company released update of a system of remote banking of legal entities «RBS BS-Client X64» [5] .
- the software maintenance is implemented:
- DBMSMicrosoft SQL Server 2014 (Standard Edition, Enterprise Edition, Express Edition) for the DB servers of bank and the DB servers of clients of a subsystem «Bank Client»;
In a subsystem Internet Client opportunities appeared:
- transition to import of documents from the page with the list of payment orders;
- transition to a withdrawal of documents from the page with the list of payment orders;
- quick access to often used transactions:
- creation of the payment order,
- a statement request for the previous working day,
- creation of any document in bank.
Opportunities for work with documents are provided:
- setup of display only of final statements on the page of the list of statements to the clients using a subsystem Internet Client;
- unloading of the detail «Full Name of the Contractor» in ASVKB from NTTsNT company for documents of the Certificate of currency transactions (138-I) and the Certificate of supporting documents (138-I);
- the status of the documents «Requires Confirmation» in a subsystem Internet Client corresponds to a status «Signed» now;
- inclusion/shutdown of display of the Currency exchange control tab for the following document types: remittance order of foreign currency, order for purchase of currency, order for currency sales, order for conversion of currency;
- in the document the remittance order of foreign currency the detail «Value date» is postponed from the Currency exchange control tab for the Basic tab;
- for users of a subsystem «Bank Client» the possibility of import of purposes of payment of salary sheets from the MS Excel is implemented;
- the possibility of unloading of orders on write-off of funds from a transit account in the core banking system Gefest is implemented;
- the possibility of import of information on an automated workplace of the client from the file of the XML format with an expanded set of details is implemented.
Possibilities of administration of a system are expanded:
- updating of lists of users, profiles, roles and privileges during administration of user rights;
- for the staff-curators of the organizations of the client, in selection lists only the supervised organizations are available now;
- in a subsystem «Web bank» the functionality of creation/editing data on divisions of banks is modified — tabs are developed.
Updating of the RBS BS-Client X64 system from version 20.1.550 (and also the RBS BS-Client systems from versions of updating from versions 17.9.800-17.9.945) to version 20.1.575 — within the agreement of maintenance.
RBS BS-Client. Private Client of v.2.7
In September, 2014 it was announced release of version 2.7 of a system of remote banking of individuals «by RBS BS-Client. Private Client» v. 2.7. In a system functionality is expanded and the security level is raised. When developing the new version experience of creation of the best user interfaces of financial services is used, wishes of clients of the company and the recommendation of leading experts in area of UX projects are considered.
In the version «RBS BS-Client. Private Client» v. 2.7:
- the new presentation layer providing simplicity of customization is implemented. Presentation layer «RBS BS-Client. Private Client» v. 2.7 allows to modify quickly interfaces, to manage styles and contents of screen forms;
- on the basis of a presentation layer the innovation usability-interface with the worked design is developed for creation of the individual system interface of RBS of bank;
- the opportunity for work with new type of the signature PayControl from SafeTech company is provided. PayControl allows the user to create independently a confirmation code and to confirm transactions without use of polnitelny devices. This type of the signature has advantages in comparison with SMS confirmation, both in terms of security, and in terms of cost for bank;
- integration into the new version of the automated banking system of RS-Bank v is implemented. 5.5.
Transition to the new version of a system «RBS BS-Client. Private Client» v. 2.7 it is performed from version v. 2.6.2 within the agreement of maintenance.
RBS BS-Client. Private Client of v.2.6
On January 14, 2014 the BSS company announced release of the new version of a system «the RBS BS-Client. Private Client» v. 2.6.
In the new version security is increased, the functionality of a system is expanded and compliance to new requirements of the legislation is provided.
The main changes in «the RBS BS-Client. Private Client» v. 2.6:
- The interaction gateway with the information system «BSS e-Government Gate» which provides data exchange with GIS GMP is created:
- formation/processing/sending an inquiry about charges,
- receiving/information processing about charge,
- the formation/processing/direction of the notification on acceptance to execution of orders,
- in a subsystem Internet Client functions of a subsystem «Broker Client» for ensuring customer service of bank and broker company within single solution are implemented,
- the interface of a subsystem Internet Client is updated,
- the possibility of assignment by the client of own aliases for the used products is implemented: accounts, deposits, maps, credits.
- two ASP independent types based on the solution eToken 3500 of SafeNet company are implemented: Message Authentication Code and OTP key.
- the new mechanism of additional authorization using different ASP of clients is implemented.
- integration into the new processing SmartVista system is made for performing transactions using bank cards.
- interaction formats with the My WU system for sending and receiving transfers of Western Union are updated.
- support of cryptography of Avtor company which conforms to the Ukrainian standards on the electronic digital signature — DSTU 4145 is provided
- compliance to the Instruction of the Central Bank of the Russian Federation of 6/5/2013 No. 3007-U «About making changes in Provision of the Bank of Russia of June 9, 2012 is provided to No. 382-P «About requirements to ensuring data protection at implementation of money transfers and about a procedure the Bank of Russia of control of observance of requirements to ensuring data protection at implementation of money transfers». The advanced functionality of receiving and information storage about identifiers of client devices using which access to a system «is provided by RBS BS-Client is implemented. Private Client».
- the context help for a server part of a system «is developed by RBS BS-Client. Private Client».
Transition to the new version of a system «RBS BS-Client. The private Client» is performed by v.2.6 from version 2.5.310.
RBS BS-Client. The private Client — Sale of Insurance Products service
On September 23, 2014 the BSS company announced inclusion in a system «the RBS BS-Client. Private Client» new service «Sale of Insurance Products».
Service of sale of insurance policies completely in electronic form in RBS channel provides conveniences, to both bank, and clients.
Advantages to bank:
- increase in commission income;
- new service demanded by clients;
- service in the operating RBS channel;
- the industrial solution (more than 300 thousand transactions a month);
- competitive sale of any insurance products from the leading insurance companies.
Advantages to clients of bank:
- speed, convenience, reliability;
- more than ten insurance companies (IC). There are no restrictions in the list of insurance products and SK;
- one request of the client – answers with calculation from all insurance companies;
- liability for correctness of calculations by means of direct agreements about SK and online of calculations directly in the SK systems.
Service is equipped thought over, intuitive to the user with the interface and modern design.
If the version of the RBS system of bank supports work with a system «BSS. Processing of charges», completion will not be required — for start of service to purchase the license enough.
Updating of the version
On March 27, 2014 the BSS company announced innovations in a system «the RBS BS-Client. The private Client» for services for individuals.
As a part of updating of a system compliance to changes in the legislation is provided. On March 31, 2014 become effective:
- specific provisions of the Order of the Ministry of Finance of the Russian Federation of November 12, 2013 No. 107n «About the approval of rules of the indication of information in details of orders on money transfer on account of payments in the budget system of the Russian Federation»;
- Instructions of the Bank of Russia of 7/15/2013 No. 3025-U «About making changes in Provision of the Bank of Russia of June 19, 2012 N383-P «About Rules of Implementation of Money Transfer».
Updates of a system «RBS BS-Client. Private Client» versions 2.4.700, 2.5.500, 2.6.2
- the new attribute – «UIP (unique identifier of payment) / UIC (unique identifier of charges) is added to details of the payment order on external transfer of rubles;
- mechanisms of work of checks are changed to validity of use of null values in tax fields;
- values by default for the reference book «Masks of Budget Accounts» are changed;
- the possibility of the automated formation of the identifier of the payer using the reference book of identity documents («the reference book of DUL»), and transfer of this parameter in the field «Number (108)» is provided;
Reference books are updated
- statuses of authors of settlement documents;
- reference book of DUL.
In addition in versions of a system «the RBS BS-Client. Private Client» v. 2.5.500 and v. 2.6.2 work from mobile devices on the Windows platform of Phone (7.5-8.0) within a subsystem «the Universal Mobile Client» is available to clients.
Transition to current versions of a system «RBS BS-Client. The private Client» is performed from version 2.4.600 till 2.4.700, from version 2.5.400 till 2.5.500, from version 2.6.1 to 2.6.2 within the agreement of maintenance.
Updated applications on Windows platforms of Phone, Android and iOS are available to mobile devices according to links in Internet markets.
RBS BS-Client x64 v. 020.1.300
The BSS company updated in the summer of 2014 the system of remote banking of legal entities «RBS BS-Client h64». In version 020.1.300 key system modules are improved and relevant changes of the legislation are considered.
- Support of the simple electronic signature is implemented.
- New documents in the modules «Deposits» and «Credits» are implemented:
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- applications for return and replenishment of deposits,
- applications for providing a tranche and early loan repayments.
- The interaction mechanism with the FRAUD-Analiz system is improved:
-
- support of an expanded format of the data transferred between the RBS BS-Client X64 and FRAUD-Analiz systems is implemented
- the possibility of a request of all solutions of the operator from the FRAUD-Analiz system is implemented,
- the possibility of a request from the FRAUD-Analiz system of solutions on specific documents is implemented;
- the possibility of unloading in the FRAUD-Analiz system of decisions on a withdrawal of documents is implemented.
- Opportunities for work of clients in the Mobile Business Client system are improved:
-
- the possibility of obtaining the relevant statement is implemented,
- support of display resolution 2048×1536 for mobile devices on Android OS is implemented,
- the possibility of the simultaneous signature and sending documents in a system is implemented,
- the possibility of unloading in the FRAUD-Analiz system of decisions on a withdrawal of documents is implemented,
- possibilities of filling of fields with the connected reference books are expanded: filtering of records of reference books at partial filling of a field is implemented.
- Display of the standard of time of GMT when viewing data on the certificate in the reference book of certificates is implemented and at printing of the act of recognition of public key.
- The control of payment orders of CheckUIPKey checking correctness of the instruction UIP (Code field 22) according to the instruction of the Bank of Russia of 4/29/2014 No 3248-U «About making changes in Provision of the Bank of Russia of June 19, 2012 No 383-P «About rules of implementation of money transfer» is implemented.
- System compatibility with the following OSPO is provided:
- Operating systems:
- Means of Cryptographic Information Protection (MCIP):
Updating of the RBS BS-Client X64 system from versions 20.1.0-20.1.250 (and also the RBS BS-Client systems from versions 17.9.800-17.9.900) to version 20.1.300 is performed within the agreement of maintenance.
RBS BS-Client 3.17.9.800
- Compliance to requirements of the Instruction of the Bank of Russia of 6/14/2013 No. 3016-U «About making changes in the Instruction of the Bank of Russia of June 4, 2012 is provided to No. 138-I «About an order of representation by residents and nonresidents to authorized banks of the documents and information connected with carrying out currency transactions, an order of an execution of passports of transactions and also accounting treatment by authorized banks of currency transactions and control of their carrying out». In particular:
- the order of filling of documents of currency exchange control is finished;
- the used checks and the corresponding reference books of a system are finished.
- system compatibility of «RBS BS-Client» with the new version of the Message-PRO 3.2.x system of cryptographic information protection (SCIP) is provided;
- the mechanism of accounting of «token» devices in a subsystem of «Token Security» is improved;
- the mechanism of check of the «token» devices held for use in the RBS BS-Client system is improved.
RBS BS-Client x64
«RBS BS-Client x64» is implemented on a new technology platform that provides its advanced functionality and powerful performance.
The RBS BS-Client X64 system is positioned as development of the previous generation of the RBS BS-Client system of version 3.17.9. At the same time, «RBS BS-Client x64» released in version 20.1.0. contains all functionality of the RBS BS-Client version of v.3.17.9 and considers long-term successful experiment of the Company on development and development of the RBS systems.
Main advantages of the RBS BS-Client X64 version of v. 20.1.0:
- support of the 64-bit hardware-software architecture giving additional opportunities for scalability, performance improvement and reliability of system operation;
- support of the main Internet browsers, including Google Chrome, Mozilla Firefox, Opera;
- support of three-unit system architecture;
- administration of the elements of the RBS server located on different computers from the single interface of «DBO control center»;
- remote administration of a system via the web application (web administrator);
- remote work of employees of the bank via the web interface (web operator);
- Unicode support;
- functioning of the RBS servers in the form of OS services;
- expanded integration systems capabilities.
In addition to the listed above technological capabilities, the RBS BS-Client X64 system has a number of the new, demanded by banks, functional units:
- Module «Credits»
- Module «Deposits».
RBS BS-Client. The private Client of v.2.5.310 — integration into the FRAUD-Analiz v system. 2.0
In September, 2013 the BSS Company is announced the new version of the FRAUD-Analiz system in which not only the architecture is significantly improved and the functionality is expanded, but also the innovation opportunities for fraud prevention in the systems of remote banking of individuals are for the first time implemented. The implemented opportunities and completions caused updating of a system «the RBS BS-Client. Private Client».
In the new version of a system «RBS BS-Client. Private Client» v. 2.5.310 integration into the FRAUD-Analiz system of v is provided. 2.0., and the following functions of protection against fraudulent transactions are also implemented:
- Verification of the following documents via the FRAUD-Analiz system for prevention of fraudulent transactions is provided:
- External transfer of rubles;
- External currency transfer;
- Payment of services.
Transition to the version of a system «RBS BS-Client. The private Client» version 2.5.310 is performed from version 2.5.300 within the agreement of maintenance.
RBS BS-Client. Private Client of v.2.5
In the new version of the RBS system for service of natural persons the functionality is significantly expanded, abilities to integrate are improved, security and convenience of work of users in a system are increased. Complete full-function solution «RBS BS-Client. The private Client» provides convenient and reliable remote banking of individuals on different communication channels by means of a broad spectrum of devices – the PC and notebooks, the CPC, stationary and mobile phones of different producers, self-service kiosks, etc.
In the new version of a system «RBS BS-Client. Private Client» v. 2.5 functionality is significantly expanded, performance is improved, the convenience and efficiency of a system are increased. In a system new abilities to integrate are implemented, mechanisms of information security support are considerably finished. The solution conforms to requirements of the legislation in banking sector.
- The functionality «Management and accounting of personal finance» providing is implemented:
- providing up-to-date information about financial client state;
- possibility of planning and accounting of own income and expenses;
- a possibility of obtaining reports on the parameters set by the client;
- providing the consolidated information on all perfect and planned activities.
- the devices made by Apple company;
- devices running Android OS;
- devices under control of OS of Microsoft company (Windows Phone, Windows Mobile);
- the devices using Java technologies
taking into account restrictions and technical features imposed by specific mobile platforms and devices, providing simplicity and convenience of interaction with bank.
- Stress testing of a system «is held by RBS BS-Client. The private Client», as a result of which:
- options of creation of the failsafe solution (the scheme of deployment) of a system «are developed by RBS BS-Client. The private Client» depending on necessary loading and performance of the systems operated in banks;
- recommendations about creation and implementation in banks of the failsafe solution within a system «are developed by RBS BS-Client. Private Client».
- the user functions available to the client are expanded;
- the possibility of automatic unloading of the next payment / transfer in the accounting system (core banking system) of bank at its unsuccessful primary execution is provided.
Abilities to integrate
- Integration of a system «is provided to RBS BS-Client. The private Client» with a payment service of QIWI (service is provided by Uniform Contact Point company).
- Connection of a system «is provided to RBS BS-Client. The private Client» to the system of UNIFO FK of Russia. As a result of integration with the UNIFO system clients of bank are given an opportunity of obtaining information on debts to suppliers of public services, about existence of unpaid charges from such departments as FTS, traffic police, etc. and also a possibility of payment of advance payments and the debts which are available before service provider.
- The compatibility a system component «is provided to RBS BS-Client. The private Client» with the new system software:
- regarding office suites: Microsoft OfficeExcel Word 2010 and 2010;
- regarding means of virtualization: VMWare Server 2.0; VmWare vSphere Hypervisor ESXi 4.1; Microsoft Hyper-V R2; Citrix XenServer 5.6;
- regarding the software of workstations of operators and administrators: Windows 7 64-bit Professional, Enterprise, Ultimate;
- regarding the software for clients: Mac OS X to version 10.7.2 (without support of kriptografiya support OperaMozilla FirefoxGoogle ChromeSafari); Windows 7 64-bit; Android to version 4.0.3; Windows Mobile to version 6.5.5; Windows Phone to version 7.5 (the Russian localization); iOS to version 5.1;
- regarding web browsers: Internet Explorer to version 10; Opera to version 12; Mozilla Firefox to version 10; Google Chrome to version 18; Safari to version 5.1.2.
Security level
- Safety of work of the client in a system «is increased by RBS BS-Client. The private Client» for the account:
- a possibility of blocking of the login of the client during the working session in a system;
- possibility of use of several means of the analog of the sign manual (ASM) by one user;
- in a subsystem «The easy front» the functionality of the signature is provided with the employee of the bank of the documents created by it from client name;
- ensuring support of MobiPass technology for the platforms Android, IOS, and Windows Phone as the separate application.
- CryptoPro Rutoken CSP;
- CryptoPro eToken CSP;
- eToken PRO/72K;
- Rutoken of 32 KB (including, the certified FSTEC);
- Rutoken of 64 KB (including, the certified FSTEC).
- eToken PRO/72K;
- Rutoken of 32 KB (including, the certified FSTEC);
- Rutoken of 64 KB (including, the certified FSTEC).
Work and administration
- The quality of process of administration of a system «is increased by RBS BS-Client. Private Client» v. 2.5 for the account:
- ensuring mass import from third-party customer information systems to a system «the RBS BS-Client. Private Client»;
- journalizings of events with a possibility of providing the message at the time of approach of a specific event;
- visualization kontroly and the parameters of interaction with the automated and accounting banking systems, payment systems and money transfer systems supported in the standard version of the solution.
Compliances to changes of the legislation
- According to Federal law No. 63-FZ of 4/6/2011 «About the electronic signature» the terminology used in a system «by RBS BS-Client is updated. Private Client».
- According to Provision of the Central Bank of the Russian Federation No. 383-P of 6/19/2012 «About rules of implementation of money transfer» in the document «The Order on Transfer of Rubles» in the detail TIN of the receiver the possibility of the indication of a TIN or KIO of the receiver is provided (in case of sending transfer to the legal entity).
Transition to version 2.5 of a system «RBS BS-Client. The private Client» is performed from version 2.4.x within the agreement of maintenance.
RBS BS-Client 2.3
In the new version «RBS BS-Client. Private Client»:
- Integration with the following money transfer systems of Western Union is implemented; CONTACT.
Integration of a system «RBS BS-Client. The private Client» with the listed money transfer systems allows banks to give to the retail clients an opportunity remotely:
- send money transfer from a customer account to any of service points of a money transfer system;
- get the money transfer sent from a service point of a money transfer system, * directly to the customer account in bank.
System compatibility «RBS BS-Client. The private Client» with the specified money transfer systems is confirmed with the certificate of Western Union and results of testing with the CONTACT system.
- Integration with the Uniform Contact Point service providing connection of bank in the outsourcing mode to payment systems, different aggregators and consolidators of payment acceptance (QIWI, Cyberplat, WebMoney, Robox, Assist, etc.) and also a possibility of acceptance of payment of goods and services in direct agreements of bank is implemented.
- The feature for implementation of transactions with new type of the card – VISA VIRTUON used for calculations for goods and services in online stores is added.
- The new functionality allowing the client to send remotely an inquiry for release of the new VISA VIRTUON card and to receive the details of the issued card necessary for implementation of calculations in online store saves the client of bank from need of visit of operational office of bank.
- The possibility of implementation of transfers with the frequency set by the client implemented for the following transactions is provided: transfer of rubles of the Russian Federation; intrabank transfer of rubles of the Russian Federation; transfer of foreign currency; intrabank transfer of foreign currency; transfer from the account into the customer account; transfer from the card/account into the card/customer account; transfer to the card of other client; conversion of one foreign currency in another.
- The offered functionality of implementation of transfers with the set frequency exempts clients from need of repeated formation of orders and reduces the number of the processed orders on the party of bank.
- The range of the supported core banking systems of Bank due to development of universal interaction interfaces of a system «is expanded RBS BS-Client. Private Client» v. 2.3 with the core banking systems of bank functioning based on DBMSMicrosoft SQL Server and DBMS Oracle.
- The compatibility a system component «is provided to RBS BS-Client. Private Client» v. 2.3 with new system software: operating systemWindows 7; Windows Server 2008 operating system; 64-bit Windows Server 2008 R2 operating system; Microsoft SQL Server 2008 DBMS; Oracle 11G DBMS.
- The quality of process of administration of a system «is increased by RBS BS-Client. Private Client» v. 2.3 for the account: providing on a server part of a system of visualization of parameters and kontroly, intended for subsystems Internet Client and «The easy front»; processings of the mechanism of installation of updates of a system as a result of which the possibility of wrong installation of the incompatible version of a patch of a system at regular updating is excluded.
RBS BS-Client 3.17.9.700
- Support of Federal law No. 63-FZ «About the electronic signature» in a part is provided:
- opportunities for work with certificates of the qualified electronic signature;
- updatings of terminology in the RBS BS-Client system.
- possibilities of receiving from the client of confirmation (using the electronic signature) the fact of reading of the messages received from bank;
- possibilities of obtaining response information from the client of bank on the sent messages;
- possibilities of sending news to the clients of bank who are absent in the initial list of receivers.
- Microsoft SQL Server 2012 (bank part, client part «Bank Client»);
- CryptoPro CSP 3.6 R3.
RBS BS-Client 3.17.9.600
- Possibility of transfer by bank of information on the fact of execution by clients of payments for public services by means of the BSS e-Government Gate system in the state information system about the state and municipal payments (further — GIS GMP).
- Possibility of obtaining by clients of bank of information on charges on debt for public services from GIS GMP by means of the BSS e-Government Gate system and also formation of the payment order from information on charges.
- Opportunity for clients of independent additional confirmation of competency of the payments suspended by bank according to the results of the analysis of the payment made by the FRAUD-Analiz system. Existence of such opportunity allows to lower considerably load on payment confirmation of employees of the bank.
- «Green channel» for the accelerated payment processing, not requiring check on signs of fraud in the FRAUD-Analiz system.
- Possibility of use by the operator of the single interface of the RBS system for decision-making on the payment having signs of fraud according to the results of the analysis made by the FRAUD-Analiz system.
- New document forms of currency exchange control according to last modifications of the legislation:
- — the transaction certificate under the contract;
- — the transaction certificate according to the loan agreement;
- — certificate of currency transactions;
- — certificate of supporting documents;
- — statement for the closing/translation of the transaction certificate;
- — statement for renewal of the transaction certificate.
- Unloading of the electronic documents «The Transaction Certificate Under the Contract», «Transaction Certificate according to the Loan Agreement» in the file according to the requirements to an electronic format stated in Annexes No. 8, 9 of the Instruction of the Central Bank of the Russian Federation No. 138-I of 6/4/2012.
- New opportunities of service of corporate clients on salary projects without open account in bank.
- Connectivity of services B2B without visit by clients of office of bank.
- The document «Payment order» is brought into accord with the following changes of the legislation:
- — Provision of the Central Bank of the Russian Federation No. 383-P of 6/19/2012 «About rules of implementation of money transfer» for the document «Payment order».
- — The instruction of the Central Bank of the Russian Federation No. 138-I of 6/4/2012 «About an order of representation by residents and nonresidents to authorized banks of the documents and information connected with carrying out currency transactions, an order of an execution of passports of transactions and also accounting treatment by authorized banks of currency transactions and control of their carrying out».
- — The instruction of the Bank of Russia of 5/31/2012 No. 2823-U «About making changes in Provision of the Bank of Russia of 5/6/2003 No. 225-P «About the Reference book of bank identification codes of participants of the calculations making payments through settlement network of the Central bank of the Russian Federation (Bank of Russia)».
- — Letter of the Ministry of Finance of the Russian Federation No. 02-04-10/787 of 3/22/2012. «About an order of an execution of payment documents responsible subjects (participants) of the consolidated group of taxpayers».
New security level
- Support of the smart card reader with a possibility of visual control of the signed data of SafeTouch of production of SafeTech company is implemented. This device provides protection against the following types of threats:
- — substitutions of details of the document when setting the electronic signature within the session of the client;
- — falsifications of the electronic signature of the client using unauthorized use of digital signature facilities who is not connected with their plunder.
- Mandatory visual control of details using SafeTouch is provided before formation of the electronic signature. Based on visual control the user is given an opportunity to confirm formation of the electronic signature or to refuse it.
- New mechanisms of protection of clients against fraudulent activity when using a system are implemented, in particular:
- — the possibility of obtaining one-time passwords (codes) by clients using the SMS, session keys, eToken Pass for additional confirmation of documents before sending to bank is provided;
- — the possibility of obtaining one-time passwords by clients using the SMS for additional authentication at RBS login is provided (for a subsystem Internet Client).
- Level of information protection of a subsystem Internet Client is considerably increased — the authentication mechanism of the client is improved, protection against the XSS attacks (cross-site scripting) is implemented.
New abilities to integrate
- Options of online integration into the FRAUD-Analiz system are expanded, the ability to integrate by means of Web service using the SOAP protocol is added.
- Possibility of export of documents of currency exchange control to an automated system of currency exchange control of bank:
- — certificate of currency transactions;
- — certificate of supporting documents;
- — the transaction certificate under the contract;
- — the transaction certificate according to the loan agreement.
RBS BS-Client 3.17.9.500
In the new version of the solution the compatibility of workstations of operators and administrators with the Windows 8 operating systems h86/h64 is provided, to the Windows 8 Professional, with Windows 8 Enterprise and also support of the Internet Explorer 10 web browser in subsystems Internet Client and Statement Online.
According to the Instruction of the Central Bank of the Russian Federation of 5/31/2012 No. 2823-U «About making changes Provision of the Bank of Russia of 5/6/2003 No. 225-P «About the Reference book of bank identification codes of participants of calculations» modifies rules of determination of the detail «Payment type» for the document «Payment order».
Transition to the version of the RBS BS-Client system 17.9.500 is performed from version 17.9.400 within the agreement of maintenance.
RBS BS-Client 3.17.9.100
- filling of the payment order with the consolidated groups of taxpayers (CGT) taking into account the recommendations of the Letter of Ministry of Finance of the Russian Federation No. 02-04-10/787 of 3/22/2012 is provided. «About an order of an execution of payment documents by responsible participants (participants) of the consolidated group of taxpayers»;
- the possibility of use of the document «Salary Sheet» in cases when at the client — the legal entity money on payments for the salary project is enlisted from the account in other bank is implemented;
- within development of functionality of electronic document management between clients of bank (B2B) the possibility of submission of the Request by clients for establishment of the relations of B2B with their partners with its subsequent hands-off processing in the RBS BS-Client system is provided;
- the document «Invoice» regarding rules of filling and printing taking into account requirements of Order of the Government of the Russian Federation No. 1137 of 12/26/2011 is modified. «About forms and rules of filling (maintaining) of the documents applied when calculating for a value added tax»;
- according to wishes of banks the functionality of currency documents and documents of currency exchange control is finished.
- Transition to the version of the RBS BS-Client system of v. 3.17.9.100 it is performed from version 3.17.9 within the agreement of maintenance.
RBS BS-Client 3.17.9.400
For the purpose of compliance to requirements of the Instruction of the Central Bank of the Russian Federation No. 138-I of 6/4/2012 «About an order of representation by residents and nonresidents to authorized banks of the documents and information connected with carrying out currency transactions, an order of an execution of passports of transactions and also accounting treatment by authorized banks of currency transactions and control of their carrying out» the BSS Company prepared updating of the RBS BS-Client system.
In the new version of the RBS BS-Client system of v. 3.17.9.400
- New document forms of currency exchange control according to requirements of Instruction No. 138-I are implemented:
- The transaction certificate under the contract;
- The transaction certificate according to the loan agreement;
- Certificate of currency transactions;
- Certificate of supporting documents;
- Statement for the closing/translation of the transaction certificate.
- The transaction certificate under the contract;
- The transaction certificate according to the loan agreement;
- Certificate of currency transactions;
- Certificate of supporting documents;
- Certificate of receipt of currency of the Russian Federation;
- Statement for the closing/translation of the transaction certificate.
- Repayment periods of the amount of the loan agreement (now reference book «Terms of Attraction of the Amount of the Loan Agreement»);
- Contract types (loan agreements);
- Codes of types of currency transactions;
- Codes of types of supporting documents.
- Sign of the resident;
- Sign of delivery;
- Bases for closing of the transaction certificate.
RBS BS-Client 3.17.9.300
- New mechanisms of protection of clients against fraudulent activity during the work in the RBS system for the account are implemented:
- a possibility of obtaining one-time passwords (codes) by clients using Sms, session keys, eToken Pass for additional confirmation of documents before sending to bank;
- a possibility of obtaining one-time passwords by clients using Sms for additional authentication at RBS login (for a subsystem Internet Client);
- ensuring support of the device of visualization of SafeTouch for a CIPF of «Crypto Pro of eToken CSP» of production of KRIPTO-PRO company.
- lengths of the detail «INN» of the receiver;
- legal number of days of delay of the document.
Transition to the version of the RBS BS-Client system of v. 3.17.9.300 it is performed from versions 3.17.9.x within the agreement of maintenance.
RBS BS-Client 3.17.9.200
In the RBS BS-Client system of v. 3.17.9.200 the security level for the realization account of support of the SafeTouch device of production of SafeTech company which represents the smart card reader with a possibility of visual control of the signed data is considerably raised. Use of the SafeTouch device provides protection of clients against the following threats:
- substitution of details of the document when setting the electronic signature within the session of the client;
- falsification of the electronic signature of the client using unauthorized use of digital signature facilities who is not connected with their plunder.
Mandatory visual control of details using the SafeTouch device is provided before formation of the electronic signature. Based on visual control the user is given an opportunity to confirm formation of the electronic signature or to refuse it. Transition to the version of the RBS BS-Client system of v. 3.17.9.200 it is performed from versions 3.17.8.x and 3.17.9.kh within the agreement of maintenance.
RBS BS-Client v. 3.17.9
In upgraded version of the solution of the Company a wide range of possibilities, significantly increasing convenience and efficiency of a system is added.
- Providing to clients annexes (documents) to the statement with a possibility of their printing is provided:
- in the forms conforming to requirements of the Central Bank of the Russian Federation;
- with putting down of the stamps testimonial of performance of a document;
- with indication of information on the EDS which signs the document.
- providing in a subsystem «Bank Client» of quick and convenient access of the client to the most often used functions of a system (display of the documents requiring the signature, request/viewing the statement for previous day, etc.);
- when forming the document «Payment order» — a possibility of automatic substitution of the address of the payer in the field Payer if the foreign bank participates in implementation of payment.
RBS BS-Client 3.17.8
In the new version of solution «RBS BS-Client» v. 3.17.8 the broad spectrum of the new features providing higher level of performance, reliability and security of a system for the organization of remote banking of legal entities is implemented.
Let’s remind that the RBS BS-Client system is constructed on modularity that allows, without changing structure of the system, without serious consequences to expand the structure of channels of providing banking services. At the same time each of subsystems of the complete solution «RBS BS-Client» can independently function. In the new version of the RBS BS-Client system of v. 3.17.8:
- Process of connection of the new client to the RBS BS-Client system using the new mechanism of the depersonalized distribution kits of clients is considerably simplified. This functionality is of special interest for multifilial banks in which generation of distribution kits is made for the client of branch in head division of bank. Use of the mechanism of work with the depersonalized distribution kits allows bank to reduce the amount of works of system administrators of RBS of head division and to minimize the number of visits the client of bank in the course of connection to the RBS system.
- Significantly advanced functionality of the centralized scheme RBS taking into account features of structure and business processes of multifilial bank with geographically distributed structure for the account:
- implementations of a possibility of an institution of the isolated and internal structural divisions of bank which do not have own BIC (a BIC of the Russian Federation and/or SWIFT BIC);
- indications of payment details of the divisions of bank which do not have own BIC for transfers in rubles and currency;
- ensuring electronic document management between clients and the divisions of bank which do not have own BIC;
- implementations of the instruction local date/time taking into account time zones in branches and divisions of bank when carrying out transactions by clients that will allow the client to define unambiguously time of document handling, transferred to bank.
- providing statements to clients on currency accounts with indication of the amounts in a national equivalent, the Central Bank rate of the Russian Federation, revaluation of account balances of the client;
- implementations in documents of the client of a possibility of the choice of the check point of the organization from several check points appropriated to the organization.
- a possibility of arrangement of the transport server in the protected network of bank;
- ensuring uninterrupted information transfer from the client in bank in case of failure of the transport server;
- increases in an exchange rate documents with bank.
System compatibility of «RBS BS-Client» with the following software is provided: regarding office suites: Microsoft Office Word 2007; Microsoft Office Word 2010; OpenOffice Write 3.3; regarding DBMS: Microsoft SQL Server 2008 R2 Express Edition, Standard Edition, Enterprise Edition; regarding means of virtualization: VmWare vSphere Hypervisor ESXi 4.1; Microsoft Hyper-V R2; regarding the software for clients of a subsystem Internet Client: Windows 7 64-bit; Internet Explorer 9 Internet browser.
- The documentation kit is considerably finished:
- the complete guides of users for the purpose of providing within one document of convenient information search by description of technology processes, system objects (autoprocedures, configurations, etc.) are added;
- the functionality of interaction of the RBS BS-Client system with the automated banking systems (ABS) is described;
- process descriptions of installation and initial setup of a system are added and processed;
the instruction to a patch is processed;
-
- documentation of the administrator of TsS includes the specification of structures of tables, displays and other objects.
Transition to the version of the RBS BS-Client system of v. 3.17.8 it is performed from version 3.17.7 within the agreement of maintenance.
RBS BS-Client 3.17.7.400
In April, 2011 the BSS company, according to requirements of the Ministry of Finance of the Russian Federation, prepared the updating of a system of remote banking of legal entities «RBS BS-Client» available in the version of system 17.7.400.
The become effective 4/11/2011, new edition of Order No. 106n obliges for customs payments to specify the code of customs authority in the document «Payment order» (field 107), excellent from «0».
In the document «Payment order» for customs payments check of obligation of filling of the Code of Customs Authority field with value, excellent from «0» is implemented. Identification of customs payment is made by the code of budget classification (CBC): if the three first the character of CBC correspond to value 153, the payment is identified as customs.
Transition to the new version of the RBS BS-Client system of v. 17.7.400 it is performed from version 17.7.300 within the agreement of maintenance.
Rutoken
In the RBS BS-Client system the full support of all models of identifiers Rutoken of Aktiv company is implemented. Since fall of 2010 the banks which are clients of BSS Company can purchase identifiers Rutoken as the key carrier of the electronic digital signature in a system the client bank. Within the joint project USB tokens are delivered in special execution: in individual color and with a logo of BSS Company. At the request of the customer Rutoken for averages and large projects can be made in the corporate style of bank. All Rutoken models intended for work in the BSS software products have a unique firmware and are delivered only through BSS Company.
RBS BS-Client 3.17.7.300
In this version of the solution RBS of «BS-Client» support of means data protection of cryptographic (CIPF) «LirSSL» of LISSI company is provided. The CIPF of «LirSSL» is certified FSB Russia on classes KC1 and KC2 (certificates of conformity No. Federation Council/114-1135, No. Federation Council/124-1608, No. Federation Council/114-1427) and held for use cryptographic conversions based on the Russian algorithms in the application software.
Use of a CIPF of «LirSSL» in the RBS BS-Client system provides the following advantages:
- use of function of SZKI «LirSSL» does not require installation in a system, i.e. it is not obligatory for user of «RBS BS-Client» to have the right of the administrator of the operating system;
- The CIPF of «LirSSL» supports work with the torn-away carriers (tokens), including with tokens with not taken keys (eToken GOST and Rutoken EDS);
- The CIPF of «LirSSL» does not impose restrictions for quantity of keys on one carrier.
Transition to version 17.7.300 of the RBS BS-Client system is performed from version 17.7.200 within the agreement of maintenance.
RBS BS-Client 3.17.7
In September, 2010 v is announced. 3.17.7, in the new version of a system for the organization of remote banking of legal entities a number of opportunities is added:
- Level of information securityof the RBS BS-Client system of version 3.17.7 for the realization account is significantly increased:
- supports of a CIPF on the basis of USB tokens with not taken secret key – «Crypto Pro of eToken CSP» and «Crypto Pro Rutoken CSP»;
- Key advantages of the complete solution of BSS and Aladdin R.D. companies for increase in safety of remote banking services are: enhanced capabilities for use by any category of clients of banks (physical persons and legal entities) taking into account their personal tasks; close technology integration of electronic keys of eToken with the systems «RBS BS-Client» and «the RBS BS-Client. Private Client»; compliance to the Russian legislation: electronic keys of eToken are certified according to requirements of FSTEC; the high reliability of eToken devices guaranteeing high-quality operation of devices throughout a progressive tense; the complex service support from BSS and Aladdin R.D. at all stages of the project including consulting when choosing devices, service maintenance, development of offers on promotion of means of personal protection among clients of banks.
- the possibility of setup and printing of stamps in subsystems Internet Client and «Bank Client» for all documents sent by clients to bank and also for information on wiring in the statement provided in the document form Payment order is provided;
- for the document «Payment order» check of payer banks and the receiver on participation in the BESP system as the associated participants of calculations is provided (compliance to requirements of Provision of the Central Bank of the Russian Federation No. 225-P of 5/6/2003. «About the reference book of bank identification codes of participants of the calculations making payments through settlement network of the Central bank of the Russian Federation» in edition of the Instruction of the Central Bank of the Russian Federation No. 2456-U of 6/1/2010);
- for the document «Statement» alternative information output on wiring in the unified visual and printed forms is implemented (extends to the operations performed on the basis of the documents other than Payment order);
- the possibility of unloading of documents of currency exchange control using a XML-linking is provided.
- storages of public keys / certificates of subscribers of cryptographic network of a system directly in the database of a system that allows to exclude accomplishment of the actions (the indication of ways, etc.) connected with storage of public keys / certificates in the file system (an opportunity is implemented for a CIPF of MS Crypto API 2.0, Message Pro 2.x, CryptoCom 3.2);
- opportunities automatic (for the TCP gateway) or simplified manual (for TCP-, MAIL — and FILE gateways) switchings of an automated workplace of a subsystem «Bank Client» on an anycast address of the RBS server in case of impossibility of work on the current address;
- automatic removal (on a timeout) blocking of the account which resulted from exceeding of permitted number of attempts of login with the incorrect password.
- operating systemWindows 64-bit Server 2008 R2;
Transition to new version 3.17.7 of the RBS BS-Client system is performed free of charge within the agreement of maintenance from RBS BS-Client version 3.17.6. Client places of «RBS BS-Client» of version 3.17.6 are completely compatible to a bank part of «RBS BS-Client» of version 3.17.7.
Notes
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Rbs bs client что это

The integrated RBS BS-Client x64 system is intended to organise corporative remote bank servicing. RBS BS-Client x64 consists of the following main sub-systems providing diverse access modes to clients: Bank-Client is a subsystem that operates in a way
that a rich client does. In the first place, it is de-signed for middle-sized and large enterprises, espe-
cially conservative ones, as well as businesses situated in zones with unstable Internet connec-tion or without any Internet connection. The client side of the subsystem can be deployed even on individual flash drives for the convenience of end users.
Internet-Client is a fully functional and the most demanded subsystem oriented towards a wide range of clients and providing complex bank ser-vicing via Internet.
On-Line Statement is a subsystem intended for informational servicing of clients of credit institu-tions in segments of small and midsize busi-nesses.
Mobile Bank Client is a subsystem for remote control of client finances using tablets designed on iOS and Android platforms.
Any of the subsystems can either operate as an inde-pendent product or in cooperation with each other, thus providing each organization or employee with the most convenient access. Thanks to Office – Mobile Manager technology enabling combined usage of the subsystems, the document can be prepared by a responsible official with Bank-Client subsystem and finally approved and sent to the bank by the first per-son of the company with Internet-Client or Mobile Business Client subsystems.
Classical and Web-interface for Bank Employees Similarly to the client part, the bank part of RBS BS-Client x64 as also provides several modes of access for bank employees via the following main subsys-tems: RBS Server is a «classical» and fully functional
way of access using specialized Windows applica-tions.
Web-administrator and Web-operator are subsystems providing the opportunity for bank
About the System
Mobile Business Client
RBS Control Centre
RBS BS-Client x64
Integrated Service for Bank
INTEGRATION WITH THE BSS GROUP SOLUTIONS

RBS Control Centre
employees to work with the system using a web-browser. Only main and the most wanted functions are accessible via this interface.
The aggregate of these ways of access, among other things, ensures a clear demarcation of system administrator privileges, separating functions of the main administrator from those of administrators respon-sible for system usage in particular bank branches.
RBS Control Centre RBS Control Centre subsystem introduces a new level of opportunities of central monitoring and control of RBS BS-Client x64 system components. An administrator can track in real time system performance indices using both special system status representation tools and the standard Windows monitoring tool – Windows Perform-ance Monitor. When a server malfunction or server in-teraction errors occur, the administrator is immediately notified. Such centralized control reduces the cost of owning the system due to the access to all the neces-sary system tools from the single subsystem.
Integration with BSS Systems Maximum functionality of RBS BS-Client x64 is attained in combination with the BSS Company’s solutions: FRAUD-Analysis is a solution aimed at distance
banking fraud prevention. Integrated Service for Bank Clients is a cloud
service complex facilitating provision of additional services: Electronic book-keeping, Electronic report-ing, Electronic circulation of documents and Access to governmental and municipal services.
Enterprise Clearing Centre (ECC) is a fully func-tional solution in the domain of centralized auto-mated real-time control of corporate finances of en-terprises with territorial and organizational structure of any complexity.
BSS e-Government Gate is a single informational gate used to organize legally significant electronic
document interchange with the RF Federal bodies of executive authority via the Unified System of Interdepartmental Electronic Interaction (USIEI).
Notification Server is an autonomous techno-logical service providing automatic notification of bank’s clients – both legal and physical persons – using diverse communication channels.
RBS BS-Client x64 system can be integrated with other bank systems establishing all the necessary informa-tion flows. The system can exchange information with client accounting systems, governmental informational systems, such as The Governmental Informational System of Governmental and Municipal Payments (GIS GMP), Automated Banking Systems (ABS), currency control systems.

Multi-year development of RBS BS-Client x64 system based on market tendencies and client needs analysis supplemented the system with a number of useful fea-tures that withstood the test of time.
For Clients RBS BS-Client x64 system provides a solid complex of necessary services for end customers – bank clients. Clients have an opportunity to create and send different documents to the bank using document templates or creating them from existent ones, request bank state-ments, work with document archives, etc. All the neces-sary dictionaries, navigation, filtration and printing mechanisms are always close at hand. Furthermore, all the above mentioned is accessible using diverse access methods and diverse document circulation schemes.
For Bank Employees Usability of the system is of no small importance. This is where the up-to-date RBS BS-Client x64 system offers new opportunities. First of all, bank employees can work with the system using both the classical OS Win-dows interface and web-browser interface, just exactly like bank clients do.
For Bank Administrators RBS BS-Client x64 provides wide opportunities for ad-ministration. Now a system administrator has access to centralized control over the functioning system and cen-tralized management via RBS Control Centre subsystem. This makes it possible to perform 24/7 stability and effi-ciency monitoring of all system components on all serv-ers and reduce the cost of system ownership. RBS BS-Client x64 informs interested persons about all impor-tant system events and logs them. Similar to bank employees, administrators also have access to two system interfaces: «classical» through Windows applications and web-interface through web-browser.
In order to distribute responsibilities among adminis-trators effectively, there is an opportunity to distin-guish between the role of administrators of the whole system (RBS administrators) and the role of adminis-trators in charge of system functioning control in sepa-rate bank branches. It helps optimize the workload of RBS BS-Client x64 administrators. An RBS Administrator can update client workstations distantly. An administrator can also perform forced update if an important patch should be installed. Dur-ing the update the check of compliance between the versions of the patch and workstation takes place eliminating the possibility of incorrect procedure exe-cution. Also, the administrator can check the version of the client workstation remotely. In order to mini-mize the size of client update packages thereby reduc-ing the burden on bank Internet traffic, there is an opportunity to download the main part of the pack-ages from the developer company website. The useful option for the RBS Administrator is the op-portunity of fine tuning of data storage in a DBMS with no need of any corrections after updating the bank part of the system. This helps increase the system performance and organize the optimal data storage on servers.

RBS BS-Client x64 gives rich possibilities for conducting business and supporting of client loyalty: starting with setting up the turnkey document circulation and ending with client informing and providing special services.
All Types of Financial Documents RBS BS-Client x64 implements the exchange of wide spectrum of documents regulated by legislation be-tween clients and bank to meet the needs of majority of clients. Among the documents: payment documents in rubles and foreign currency
(payment orders, payrolls, orders for currency transfer, etc.);
exchange control documents (contract deal pass-ports, currency deal inquiries, etc.);
informational documents (statements, free format documents, etc.)
If this set is not enough, there is an opportunity to put a new type of documents into operation using the spe-cial constructor. Besides, bank can always exchange free format documents with clients. Bank is capable of adjusting the rules of filling document properties for some kinds of documents. Apart from that, the criteria of document correctness are being set up according to bank requirements. In general, the system provides an opportunity to build the circulation of documents in a flexible manner in accordance to bank’s regulations.
Multichannel Support A client is free to choose a convenient method of opera-tion. RBS BS-Client x64 supports different methods of access to the system starting with classical Bank Client and ending with the solutions based on up-to-date mo-bile technologies. A particular access method is chosen reasoning from the client’s technical foundation, neces-sary services package and required document circula-tion scheme.
Implementation of Distributed Document Circulation Schemes Under the modern conditions of conducting of busi-ness, diverse schemes of document preparation and signing for the following execution by bank are in use. Documents can circulate within a single organisation as well as within a corporate structure. RBS BS-Client x64 is implemented with urgent client needs taken into account and allows organising operation in any man-ner that follows: accounting by a regular accountant possessing the
right of signature; accounting by a standalone branch of an organisa-
tion; accounting by a third-party specialist not possess-
ing the right of signature; circulation within a corporate structure under the
control of a managing organisation. There is a simplified support of corporate structures included in the standard delivery which has its ulti-mate development in the expanded system release with Budget adaptation module installed. Expanded delivery allows the system to interact with the sepa-rate BSS company’s product – Enterprise Clearing Cen-tre (ECC) – the solution in a realm of automation of centralised corporate finance management.
Client Informing RBS BS-Client x64 allows a credit institution to take advantage of a new specialised service to transfer messages from bank to clients. A guaranteed notifica-tion delivery option makes a client always aware of important information.
Special VIP-services An ability to provide services for VIP-clients using RBS BS-Client x64 is anticipated. The instance is the rapid issue of statements from VIP-accounts.

It is the principles of reliability, performance, scalability, data safety and operations and maximal comfort for end users that lie in the core of architecture of RBS BS-Client x64.
Centralised and Distributed System Modes RBS BS-Client x64 is capable of functioning in two modes:
Centralised mode – the control under the system, data storage, client accounting and document cir-culation are concentrated in the head office of multi-branch bank while working in this mode. All data transfer between clients and branches is car-ried out through the servers situated at the head office of the financial institution.
Distributed mode – a decentralised mode of RBS BS-Client x64 by which data storage, client ac-counting and document circulation are carried out
Branch 1Clients of the Head Branch
Clients of the Branch
Clients of the Branch

in every branch of the credit institution separately and independently.
The centralised mode suits to multi-branch banks hav-ing centralised accounting whereas the distributed mode may be an optimal decision for banks with inde-pendently functioning and maintaining branches.
64-bit Architecture Thanks to the transfer of RBS BS-Client x64 to a new 64-bit platform it is managed to achieve a fundamen-tally new level of performance and scalability. Now banks have an opportunity to exploit servers with large volume of RAM and more productive computing power thereby providing the possibility of simultaneous serving a larger amount of clients per every exploitable server.
Scalability of Architecture Apart from an obvious method of scalability of RBS BS-Client x64 by increasing the server performance, the system architecture orffers different variants of scalabil-ity based on the distrubution of load among servers. Servers’ functions can be diversified in a number of ways: starting with components installation on several servers and ending with an option of a complex net of highly specialised servers (transport servers, authorisa-tion agent servers, servers of autoprocedures, ABS communication servers, etc.) Along with this, the load distribution among the servers of the same type may take place within the particular server classes. More-over, 64-bit architecture permits to build up the hard-ware power freely having the invariable bank’s Intranet topology to increase the system performance.
An Opportunity of Further Development by Bank Regardless of the extent the system architecture is elaborated, banks may need a special functionality which is not included in the standard delivery. The nec-essary tools and developer guide are intended to let
bank specialists develop an additional functionality. The special courses are provided for bank employees with the same purpose. Bank is capable of modifying both bank and client sub-systems and in this case (with the moderate amount of changes) the compatibility retains with updates from the developer company.
Clients of the Branch #1
Clients of the Branch #2
Clients of the Branch #n

RBS BS-Client x64 is compatible with a number of mod-ern platforms and solutions; moreover, the list of sup-ported software keeps expanding.
Up-to-date Operating Systems RBS BS-Client x64 operates on the basis of modern op-erating systems. The majority of servers can operate under control of OS Windows of appropriate versions; web-servers can also operate under control of Unix sys-tems. Mobile applications operate on iOS and Android platforms.
Production DBMS RBS BS-Client x64 supports the most common produc-tion DBMS Oracle and MS SQL Server thereby obtaining its high level of reliability and performance hereby pro-viding the possibility of fine tuning of phisical data allo-cation for administrator. The usage of production DBMS is as well accessible for major clients using the «classi-cal» method of access by Bank Client subsystem if they need to organise collaboration for large amount of us-ers.
Production Web Servers On the basis of infrastructure and preferences of a credit institution, web servers of RBS BS-Client x64 can be deployed under control of either Internet Informa-tion Services (IIS) web server or freely distributing Apache Server. Both provide necessary reliability, per-formance and safety for the system Internet applica-tions.
Support of Wide Range of ABS Successful embedding of the previous generation of RBS BS-Client x64 system – RBS BS-Client v.3 – in more than 300 of banks became possible partly because of the support of a large amount of Automated Banking Systems (ABS) of various vendors. Among them are Diasoft 5NT, Inversion XXI, IBSO, RS-Bank, Bankier,
Quorum and others. Data exchange with ABS can be organised in different ways: file exchange, exchange based on usage of stored procedures and tables in database, COM objects included in ABS, MSMQ ser-vice, etc. The presence of XML file exchange ensures theoretical compatibility with any data source. The exchange processes are set up flexibly. The sys-tem leaves possibility to run processes with specific sets of parameters, for instance, in order to get statements for VIP-accounts.
Multibrowser Support All the web applications included in RBS BS-Client x64 system are compatible with popular browsers such as Google Chrome, Mozilla Firefox, MS Internet Explorer, Opera.
Modern Certified CIPFs and Cryptographic Devices Information safety is one of the most important as-pects of banking. In order to ensure the safety of data the system supports the foremost FSTEK certified cryptographic information protection facilities (CIPF) and cryptographic devices.
Virtualization Support The RBS BS-Client x64 servers can be deployed in vir-tual environment. Up-to-date virtualization tools from such vendors as VMWare, Microsoft, Oracle, Parallels, Citrix are supported.
Compatibility with Up-to-date Accounting Systems RBS BS-Client x64 compliance with 1C: Enterprise pro-gram complex is certified. Besides, the operation with Parus accounting system and exchange with other systems using text format is supported.
Supported platforms and Solutions

The high performance of RBS BS-Client x64 system is credited to the embedding of a number of technological solutions aimed at process optimization and increasing of calculation power. The transition to 64-bit architec-ture of the system allows banks to exploit servers with high performance, large amount or RAM and wide op-portunities of hardware scalability which provides re-mote banking services to large amount of clients simul-taneously minimising the denials of service. The arrangement of distributed operation of servers and opportunity to control the state of the system opera-tively are the key factors providing the reliability of RBS BS-Client x64 system.
Reallocation of Load among Servers in Case of Failures The usage of several instances of servers of the same type allows quick reallocating of load among servers in case of failure of any of them. Thus, for instance, map-ping clients using Bank Client subsystem to different sectors of service allows administrator to redirect infor-
mational flows among transport servers merely by means of changing of mapping between the servers and sectors.
Operation of Servers While Temporary Unavailability of Other Ones Apart from increasing of performance, the diversifica-tion of servers results to relatively independent opera-tion of them. As an example, TCP-agent servers con-tinue to receive documents from clients of Bank Client subsystem during the temporary failure of transport server thereby preventing denial of service. Temporary unavailability of autoprocedure servers or ABS com-munication servers is also not a critical condition of the system – the document processing would be just suspended in the period of outage.
Key Components Monitoring The presence of RBS Control Centre subsystem pro-vides functions of centralised control and operational tracking the course of the system to administrator. Thanks to that the administrator is capable of rapidly estimate the situation during the transition of the sys-tem into a critical condition and retrieve the service-ability of the malfunctioning segment.
Prompt Notification of Administrators about Critical Situations There are different situations feasible during the ex-ploitation of RBS BS-Client x64 system which may need to draw attention of administrator: messages about invalid situations, attempts of unauthorized ac-cess, emergency situations while processing docu-ments, etc. The system notifies a responsible person about all similar cases using different communication channels including a separate product Notification Server.
Performance and Reliability

Safety of information is a cornerstone of architecture of RBS BS-Client x64 system. The impressive set of func-tionality is implemented in order to ensure data protec-tion in the system.
Signing of Transferring Data All financially meaningful documents are signed with electronic signature using asymmetric cryptographic algorithms certified and approved by the government.
Support of Certified CIPFs Electronic signature and data traffic encryption are pro-vided due to up-to-date certified cryptographic informa-tion protection facilities (CIPF).
Support of Modern Cryptographic Information Media RBS BS-Client x64 supports personal cryptographic in-formation media including models of USB tokens with unextractable keys of Active and Alladin R.D. vendors as well as SafeTouch devices for visual checking of signing data.
Internet Data Protection A set of efficient mechanisms for Internet traffic protec-tion is used in RBS BS-Client x64, among them: Data encryption. The data transferred by the
Internet Client subsystem is encrypted using SSL or TLS Internet protocols and those transferred by the Bank Client subsystem – using any of supported CIPFs.
Different levels of user authentication. Any levels of authentication – password, cryptographic, session key authentication – in any combinations may be used to protect from malicious attacks.
XSS attacks protection. Internet subsystems eliminate the possibility of site hacking using cross-site scripting.
User filtration by IP and MAC addresses. Administrator may impose filters on user ad-dresses closing access to identified offenders.
Security policies. Administrator has an opportu-nity to set up parameters of protection from guessing of passwords and session keys.
Supplement Authorisation To avoid stealing money authorisation of documents and users of Internet Client subsystem is imple-mented. Supplement authorisation can perform with session key sets, eToken PASS devices and sms-messages.
Flexible Separation of User Access to Data and Operations Diverse access separation mechanisms allow flexible setting up access of bank and client employees to RBS BS-Client x64 according to their priviledges. A mecha-nism of system roles and privileges separates the ac-cess to data and operations on a basic level; a mecha-nism of cryptographic profiles allows defining the rights on performing cryptographic operations; a mechanism of curators allows assigning responsible bank employees to separate groups of clients.
User Action Security Auditing The system logs meaningful actions of users. Adminis-trator can always look through actions performed by users which decreases the possibility of insider threats from employees of bank.
Bank’s Intranet Security All the servers which are connecting to a DBMS of the system are placed in bank’s Intranet. Web servers, mail and other servers are situated within DMZ and don’t establish connections. That allows protecting the bank’s Intranet maximally using firewalls.
Security and Data Protection

One of the most important requirements to a bank sys-tem of any kind is the presence of expanded opportuni-ties of integration the system into the existent intra-structure of a credit institution staring with interaction with other informational systems and ending with set-ting up the user interface. RBS BS-Client x64 system meets these requirements in full extent.
Exchange with Bank’s ABS First of all, a great amount of modules providing the tight integration between RBS BS-Client x64 and ABS systems of different suppliers – the «heart» of infra-structure of a credit institution – is included into a sys-
tem delivery. These linking modules fulfill all necessary informational flows: export to ABS, cancellation from ABS, statements formation, gaining the information about rests, etc.
Setting up Design of Internet Client Subsystem Interface There are simple yet effective tools for user interface customisation including an opportunity of changing a site’s style sheet (as well as using of own style sheet) and changing of placement of information on the main page of a site.
Integration into Bank Infrastructure
RBS BS-Client x64Automated
Information about the state of exported documents
Accounts state information
For ABS of all typesFor ABS of particular types

Defining the “About” Information in Mobile Business Client Subsystem Information about bank can be defined and is accessi-ble for online subsystem users. In particular, there is an opportunity to set up a card with details of the bank, a list of ATMs and credit institution’s branches within the Mobile Business Client subsystem.
RBS Server and Bank Client Subsystems Interface Customisation The possibility of changing the source code of RBS BS-Client x64 at the application level for bank’s IT-specialists implies, among other things, wide opportini-ties of user interface customisation. For instance, add-ing a bank’s logo on screen forms is easily provided by built-in tools for screen forms editing. There is a pos-sibility of setting up the system interface for both bank employees and Bank Client subsystem users using these tools.
Documents Print Forms Customisation Document print forms are visual information accessible to users along with sytem interface. RBS BS-Client x64 system give great opportunities of print forms setup including the output of necessary supplementary in-formation in the first place (last operation’s date in statement form, electronic signature, information for currency control, etc.) and stamps of bank brances (including bank’s logo, payment marks, operationist’s name and so on). In case of lack of standard facilities of print forms cus-tomisation, administrator is always capable of modify-ing of print form templates thereby performing the fine tuning with all bank needs taken into account.

BSS company makes its best endeavours to provide comprehensive support to users of RBS BS-Client x64 system and its other products.
Operational Updates BSS company’s analysts quickly respond to changes in legislation and market requirements to prepare system updates in advance. The system keeps improving all the time expanding its functionality. Improvements are de-livered to end users in the form of regularly issued up-dates. Specialists of the company do their best to en-sure maximally painless transition to new versions sup-porting users and furnishing well thought accompanying manuals.
Technical Support Customer support is our priority. Technical specialists perform professional two-level end user support in the course of the system operation. Our technical support includes hotline assistance and expert consulting to ad-
dress more complex system operation issues.
Training for Banking Specialists In BSS Training Centre specialists from banking insti-tutions have an opportunity to take training courses in RBS BS-Client x64 system operation, administration and development of required non-standard functional-ity. The training raises qualification of specialists to a high level, thereby increasing the quality of service and the level of customer satisfaction.
Documentation and References RBS BS-Client x64 system is supplied with well struc-tured, interrelated, consistent and user-oriented documentation by which clients always may find an-swers to most technical questions raising when using the system.
bsspluginhost.exe : что это? и как его убрать (Решено)
Очистите мусорные файлы, чтобы исправить bsspluginhost.exe , которое перестало работать из-за ошибки.
- Запустите приложение Asmwsoft Pc Optimizer.
- Потом из главного окна выберите пункт «Clean Junk Files».
- Когда появится новое окно, нажмите на кнопку «start» и дождитесь окончания поиска.
- потом нажмите на кнопку «Select All».
- нажмите на кнопку «start cleaning».
Очистите реестр, чтобы исправить bsspluginhost.exe , которое перестало работать из-за ошибки
- Запустите приложение Asmwsoft Pc Optimizer.
- Потом из главного окна выберите пункт «Fix Registry problems».
- Нажмите на кнопку «select all» для проверки всех разделов реестра на наличие ошибок.
- 4. Нажмите на кнопку «Start» и подождите несколько минут в зависимости от размера файла реестра.
- После завершения поиска нажмите на кнопку «select all».
- Нажмите на кнопку «Fix selected».
P.S. Вам может потребоваться повторно выполнить эти шаги.
Как удалить заблокированный файл
- В главном окне Asmwsoft Pc Optimizer выберите инструмент «Force deleter»
- Потом в «force deleter» нажмите «Выбрать файл», перейдите к файлу bsspluginhost.exe и потом нажмите на «открыть».
- Теперь нажмите на кнопку «unlock and delete», и когда появится подтверждающее сообщение, нажмите «да». Вот и все.
Настройка Windows для исправления критических ошибок bsspluginhost.exe :
- Нажмите правой кнопкой мыши на «Мой компьютер» на рабочем столе и выберите пункт «Свойства».
- В меню слева выберите » Advanced system settings».
- В разделе «Быстродействие» нажмите на кнопку «Параметры».
- Нажмите на вкладку «data Execution prevention».
- Выберите опцию » Turn on DEP for all programs and services . » .
- Нажмите на кнопку «add» и выберите файл bsspluginhost.exe , а затем нажмите на кнопку «open».
- Нажмите на кнопку «ok» и перезагрузите свой компьютер.
Как другие пользователи поступают с этим файлом?
Всего голосов ( 202 ), 133 говорят, что не будут удалять, а 69 говорят, что удалят его с компьютера.
Как вы поступите с файлом bsspluginhost.exe ?
Некоторые сообщения об ошибках, которые вы можете получить в связи с bsspluginhost.exe файлом
- ( bsspluginhost.exe ) столкнулся с проблемой и должен быть закрыт. Просим прощения за неудобство.
- bsspluginhost.exe . Эта программа не отвечает.
- ( bsspluginhost.exe ) — Ошибка приложения: the instruction at 0xXXXXXX referenced memory error, the memory could not be read. Нажмитие OK, чтобы завершить программу.
- ( bsspluginhost.exe ) не является ошибкой действительного windows-приложения.
- ( bsspluginhost.exe ) отсутствует или не обнаружен.
BSSPLUGINHOST.EXE
Описание файла: bsspluginhost.exe Файл bsspluginhost.exe из BSS является частью RBS BS-Client. bsspluginhost.exe , расположенный в c:\users\ asusappdataroamingbssbsspluginbsspluginhost.exe с размером файла 28700192 байт, версия файла 3.20.2.390, подпись 30beadad6f44f126aaf11d2c39df6482.Проверьте процессы, запущенные на вашем ПК, используя базу данных онлайн-безопасности. Можно использовать любой тип сканирования для проверки вашего ПК на вирусы, трояны, шпионские и другие вредоносные программы.
Rbs bs client что это
Всем приветище! Значит скажу сразу, что не все так просто, ибо я никогда не слышал о таком как BSS Internet Client, но сегодня я постараюсь узнать, что это за дичь… Мда уж, дичь так это точно. Короче BSS Internet Client это знаете что? Это короче программа для дистанционного обслуживания банков! Серьезнейшая программа типа.Я могу ошибаться, но мне показалось, что прога BSS Internet Client как бы нужна для интернет-банкинга. То есть вроде как эта прога участвует в работе интернет-банкинга. И что еще интересно, что BSS Internet Client ставится на комп как обычная программа, но все равно не могу толком понять зачем она нужна…
Вот нашел картинку, смотрите:

Как видим BSS Internet Client устанавливается вот в эту папку:
C:Program FilesBSS Internet-Client
Еще одна картинка в тему так бы сказать:

А еще у вас может быть такое окошко, если оно будет, то нужно нажимать Установить (интуиция подсказывает):

Ага, все вроде понял! Значит прога BSS Internet Client нужна для проведения банковских операций через интернет в специальном защищенном режиме. Я так понимаю что безопасность это главный момент, все таки банковские операции, деньги там, все оч серьезно.
Короче это все что я могу сказать ибо страшно непонятно. Понятно одно, что BSS Internet Client это связано с онлайн банкингом и является важным чем-то. Извините что мало инфы, удачи!
Подсистема «Интернет-Клиент» («тонкий» браузерный «банк-клиент») реализует в рамках комплексного решения «ДБО BS-Client х64» канал предоставления полного спектра банковских услуг исключительно с помощью интернет-технологий. Данная подсистема позиционируется и как самостоятельный продукт, и как часть комплексной системы «ДБО BS-Client х64».
- Гибкость системы и возможность внесения любых настроек.
- Высокая производительность — трафик по одному документу составляет
- Ввод и обработка различных типов платежных и иных формализованных документов клиентов банка — юридических лиц и индивидуальных предпринимателей.
- Обмен сообщениями произвольного формата.
- Получение выписок в различных видах и форматах, а также иной информации из банка.
- Организация интернет-коммерции как самому банку, так и любому его клиенту.
- Построение расчетных и клиринговых систем в режиме реального времени.
- Поддержка технологии «Офис — мобильный менеджер»
«Легкость» системы
При использовании «Интернет-Клиента» управление счетом и проведение различных банковских операций происходит при работе с обычным web-сайтом банка, доступ клиентов к которому осуществляется через сеть Интернет.
Клиент, из любой точки мира, при помощи web-браузера (Google Chrome, Mozzila FireFox, Internet Explorer или Opera Next), обращается по протоколу HTTP к web-серверу банка.
Аутентификация соединения осуществляется по протоколу SSL или TLS. При успешной аутентификации соединения клиент проходит процедуру многофакторной аутентификации в системе и, в случае успеха, начинает защищенный сеанс работы с системой «Интернет-Клиент» — производится обмен информацией в форматах HTML и XML. Обеспечению безопасности и защищенности сеанса работы с системой ниже посвящен отдельный раздел.
Клиент может создавать и редактировать платежные (рублевые и валютные) и иные документы, просматривать архив документов, сообщения из банка и выписки за любой период, пользоваться стандартными справочниками (как общими — банков, курсов валют и др., так и персональными,— корреспондентов, оснований платежа и т.д.) физически находящимися на стороне банка.
При подготовке любого документа осуществляется его контроль на корректность введенных данных, после чего осуществляется операция создания электронной подписи. Далее документ отправляется на обработку и после прохождения процедур подтверждения документа одноразовыми ключами, проверки подписи и правильности заполнения попадает в общую базу данных единой банковской части «ДБО BS-Client х64», где и производится его дальнейшая обработка (вывод на печать, рассылка уведомлений, выгрузка в АБС, исполнение или отказ). При выполнении общих для всех подсистем ДБО автопроцедур обработки документа, клиент получает результат об исполнении документа или его отказе с указанием причины такового.
На клиентской стороне не содержится никакой информации — все документы, справочники и иные ресурсы находятся в защищенной сети банка.
Документо-ориентированный интерфейс прост, элегантен и интуитивно понятен любому пользователю — окно браузера разделено на три части: вверху находится панель управления с рядом стандартных кнопок («Новый документ», «Просмотр документа» и т.д.), слева содержится дерево документов по типам, (аналогично файловой структуре), справа находится рабочее окно, служащее для отображения документов, форм и списков документов выбранного типа. Данная модель в наиболее простой и наглядной форме позволяет пользователю работать с документами. Типовой клиентский интерфейс системы «Интернет-Клиент» приведен на рисунке слева.
Простота начала работы с системой
Помимо простоты повседневной работы с системой, крайне важно обеспечение безболезненного начала работы с ней даже самого неподготовленного клиента. В подсистеме «Интернет-Клиент» системы «ДБО BS-Client х64» для начала работы необходимо:
получить (или зарегистрировать уже имеющиеся) ключи (и электронные сертификаты) ЭП и шифрования в банке согласно акту ввода в действие ключей. При этом, в случае получения ключей в банке, клиент имеет возможность самостоятельной перегенерации ключей непосредственно на своем АРМ, также поддерживается сценарий, предполагающий первичную генерацию ключей на стороне клиента.
получить защищенный конверт с аутентификационными данными (логин и пароль);
после этого можно войти в систему! Установка необходимых для работы подсистемы «Интернет-Клиент» программных компонентов происходит при первом входе.
Для работы на любом компьютере в любой точке мира клиенту необходим лишь носитель с секретными ключами ЭП.
Гибкость и масштабируемость системы
При ориентации на массовое использование системы «Интернет-Клиент» для банка крайне важно иметь возможность проводить обновления системы, не затрагивая клиентов. Примененная в системе «Интернет-Клиент» технология, подразумевающая присутствие на клиентском месте только минимального не зависящего от логики системы «защитного» ПО, обеспечивает безболезненное внесение любых изменений и модернизаций, поскольку вне зависимости от количества клиентов они касаются только банковского сервера.
Причем изменение содержания банковского web-сайта (применительно к подсистеме «Интернет-Клиент» системы «ДБО BS-Client х64»), его дизайна и наполнения возможно силами самого банка — необходимы лишь стандартные средства для работы с языком HTML, а также поставляемые в составе системы «ДБО BS-Client х64» средства работы с базами данных и «Компилятор макроязыка».
Остановимся подробнее на технических аспектах реализации подсистемы «Интернет-Клиент» в рамках комплексного решения «ДБО BS-Client х64».
В основу подсистемы «Интернет-клиент» положены широко распространенные технологии:
- CGI- интерфейс;
- HTML-шаблоны и XML-шаблоны.
Как известно, технология HTML- и XML-шаблонов базируется на наборе заготовок, в которых, следуя определенному синтаксису, внедрены места подстановки значений. Исполняемый модуль на web-сервере банка, исходя из данных полученного HTTP-запроса, определяет, какой шаблон ему нужно взять и затем заменяет места подстановки в шаблоне на текстовые фрагменты. Заполненные шаблоны отправляются клиенту. Готовый документ формируется на клиентской стороне.
Для обеспечения описанной функциональности в подсистеме «Интернет-Клиент» используются задачи для серверной части. Задача содержит набор указаний, представляющих собой выражения на простом внутреннем языке и описывающих:
- какой шаблон использовать для формирования ответного XML или HTML;
- какие данные из запроса клиента нужно использовать для того или иного взаимодействия с Базой Данных (БД);
- какие взаимодействия осуществить с БД;
- куда в HTML-шаблоне и каким образом подставить ответные данные для последующей отправки клиенту.
Очевидно, что время от времени потребуется вносить какие-либо изменения в систему, и от того, каким образом реализована клиентская часть будет зависеть простота и скорость их внесения. Получившие признание среди разработчиков объемные (порядка 300 — 600 Кб), JAVA-приложения являются целостной программой, и требуют для внесения любых, даже мелких, изменений заказа доработок у фирмы-разработчика, либо покупки исходных текстов и разбор чужого программного кода большого объема, не говоря уже о необходимости знания языка программирования JAVA специалистами банка.
Обычные же HTML-страницы (как это и реализовано в подсистеме «Интернет-Клиент») не требуют значительного времени на обновление, имеют небольшой объем, просты для восприятия и могут быть изменены специалистами банка.
Зная основы HTML, XML, JavaScript и освоив язык для серверной части BS-Script, можно создавать законченные системы оборота различных типов документов.
Юридическая значимость работы с системой
Юридическая значимость подсистемы «Интернет-Клиент» в рамках комплекса «ДБО BS-Client х64» обеспечивается следующими основными принципами:
- Существованием между клиентом и банком договора на обслуживание по подсистеме «Интернет-Клиент», определяющего их взаимоотношения, а также механизм решения конфликтных ситуаций со ссылками на основные функции подсистемы, скрепленный физическими подписями и оттисками печатей сторон. Ключевым моментом такого договора является понятие электронной подписи банка и клиента.
- Использованием для обеспечения юридической значимости договора «стандартных», сертифицированных ФСБ систем ЭП и шифрования.
- Оформлением акта ввода в действие ключей ЭП и шифрования.
- Заверением электронной подписью не только каждого документа со стороны клиента, но и всех сообщений, проходящих по системе в обе стороны, от клиента в банк и из банка клиенту. Причем заверение ЭП всех документов из банка обязательно, поскольку в противном случае сохраняется вероятность подделок документов со стороны злоумышленников.
Безопасность
Безопасность и защита от несанкционированного доступа в подсистеме «Интернет-Клиент» обеспечивается применением в комплексе:
- средств электронной подписи (СКЗИ). Поддерживаются СКЗИ производства ведущих российских разработчиков «КриптоПро» и «Сигнал-Ком»;
- протоколов безопасности SSL и TLS, позволяющих повысить надежность связи и защитить передаваемую информацию от несанкционированного доступа;
- многофакторной аутентификации, авторизации, протоколирования;
- использование одноразовых паролей, ОТР-токенов, SMS-паролей при аутентификации и для подтверждения отправки документов в обработку;
- организационно-административных мероприятий;
- штатных средств защиты ОС и СУБД;
- систем контроля доступа;
- межсетевого экранирования;
- USB-токенов (в т.ч. с неизвлекаемыми ключами);
- средств визуального контроля данных при подписи SafeTouch;
- средств дополнительного подтверждения документов.
Приведенная схема демонстрирует построение всего комплекса защиты в подсистеме «Интернет-Клиент», включая общие средства обеспечения безопасности информационных ресурсов банка.В настоящее время вопросам безопасности данных в распределенных компьютерных системах уделяется очень большое внимание. Разработано множество средств для обеспечения информационной безопасности, предназначенных для использования на различных компьютерах с разными ОС. В качестве одного из направлений можно выделить межсетевые экраны (Firewalls), призванные контролировать доступ со стороны пользователей одного множества систем к информации, хранящейся на серверах в другом множестве. В нашем применении это доступ клиентов из сети Интернет к ресурсам, находящимся в сети банка.
Экран выполняет свои функции, контролируя все информационные потоки между этими двумя множествами информационных систем, работая как некая «информационная мембрана». В этом смысле экран можно представить как набор фильтров, анализирующих проходящую через них информацию и, на основе заложенных в них алгоритмов, принимающих решение: пропустить ли эту информацию или отказать в ее пересылке. Кроме того, такая система может выполнять регистрацию событий, связанных с процессами разграничения доступа. В частности, фиксировать все «незаконные» попытки доступа к информации и сигнализировать о ситуациях, требующих немедленной реакции, т.е. поднимать тревогу.
Обычно экранирующие системы делают несимметричными. Для экранов определяются понятия «внутри» и «снаружи», и задача экрана состоит в защите внутренней сети от «потенциально враждебного» окружения. Важнейшим примером потенциально враждебной внешней сети является Интернет.
Firewall может строиться разными путями, используя различные механизмы:
- фильтры, установленные на маршрутизаторах (router-based filters);
- межсетевые шлюзы на хостах, или крепости-бастионы (host computer gateways);
- разделение изоляционными сетями (aseparate, isolation network).
Наиболее типичным решением проблемы обеспечения защиты от НСД со стороны внешней сети является установка прокси-сервера и межсетевого экрана (Firewall). Помещение межсетевого экрана после прокси-сервера обеспечивает необходимый уровень защиты с сохранением возможности доступа клиента к web-серверу банка с любого компьютера из любой точки мира. Данное решение является одним из возможных и может базироваться на использовании специализированных продуктов Check Point Firewall-1 компании Check Point Software Technologies, TIS Firewall Toolkit компании Trusted Information Systems и т.п.
При использовании системы «ДБО BS-Client х64» возможно как задействовать уже существующую в банке систему защиты от несанкционированного доступа извне, так и получить консультации и помощь специалистов Компании в разработке системы безопасности «с нуля». При этом возможен как выбор одного из предлагаемых Компанией «типовых» решений для организации защиты сети банка от НСД со стороны Интернет, так разработка специалистами Компании индивидуального решения.
Организация защиты от сбоев и обрывов связи
В подсистему «Интернет-Клиент» введен ряд технологических решений, обеспечивающих корректную работу в случае сбоев и/или обрывов связи.
В случае обрыва связи во время работы клиента (например, при заполнении формы документа), в течение некоторого установленного настройками времени он может соединиться с сервером и продолжить работу. Его форма находится в открытом браузере. Следует отметить, что заполняемая на стороне клиента форма до отправки запроса на банковский сервер нигде, кроме как в браузере, не существует и исчезает только после его закрытия.
Если обрыв связи произошел в момент отправки запроса, но до получения ответа, то при возобновлении соединения и повторной отправке запроса (в течение тайм-аута) клиент получит как раз тот ответ, который он недополучил. При этом дублирование исключено и повторной модификации данных не произойдет.
Если же обрыв связи произошел в момент получения ответа сервера, когда запрос уже обработан, то после возобновления соединения клиент найдет свой документ, отправленный до обрыва связи, активизируя ссылку на панели навигации.
Банк Софт Системс Основание 1994 Расположение Москва Отрасль Банковская Продукция Программное обеспечение Сайт bssys.com BSS (Bank Soft Systems) — компания, основанная в 1994 году, специализируется в области разработки и внедрения автоматизированных систем дистанционного банковского обслуживания и управления финансами.
Компания предоставляет полный комплекс услуг по организации дистанционного банковского обслуживания всех типов респондентов банка (юридических и физических лиц, отделений, филиалов, банков-корреспондентов, обменных пунктов и т. д.).
Основные системы, которые предлагает Компания своим клиентам:
- «CORREQTS» — многофункциональная платформа для организации комплексного дистанционного обслуживания клиентов банка;
- «ДБО BS-Client» — тиражируемое комплексное решение, обеспечивающее в дистанционном режиме широкий спектр банковских услуг юридическим лицам;
- «ДБО BS-Client. Частный Клиент» — полнофункциональное тиражируемое решение, обеспечивающее удобное и надежное дистанционное обслуживание розничных клиентов банка по различным каналам связи посредством широкого спектра устройств — ПК (в том числе ноутбуков), стационарных и мобильных телефонов, КПК, iPhone, киосков самообслуживания и т. д.;
- «Расчетный Центр Корпорации (РЦК)» — полнофункциональное решение для автоматизации централизованного управления в режиме реального времени корпоративными финансами предприятий с территориальной и организационной структурой любой сложности.
Линейка типовых решений BSS представлена различными подсистемами в составе комплексных систем, а также специализированными продуктами, в числе которых «Сервер Нотификации», «Брокер-Клиент», «FRAUD-Анализ» и др.
Для государственных организаций Компания BSS разрабатывает и внедряет высокотехнологичные решения для обеспечения процессов предоставления государственных и муниципальных услуг и исполнения государственных и муниципальных функций в электронной форме, как например, систему гарантированной доставки «СГД BS-eRegion», информационную систему регистрации начислений и платежей «УНП BS-eRegion», систему процессинга электронных транзакций «TPS-BSS» и др.
Деятельность Компании BSS высоко оценивается независимыми рейтинговыми агентствами. Так, по итогам рейтинга РА «Эксперт» BSS занимает 38-е место [1] в списке крупнейших ИТ-компаний по итогам 2010 года. По итогам рейтингов CNews Analytics Компания BSS входит в сотню [2] крупнейших и динамично развивающихся IT-компаний России, находится в списке «Самых быстрорастущих ИТ-компаний России» [3] , а также входит в ТОП-15 крупнейших поставщиков ИТ для банков [4] .
Данные исследований, проводимых CNews Analytics за 2007—2011 гг. подтверждают [5] устойчивое лидерство BSS на российском рынке систем дистанционного банковского обслуживания юридических и физических лиц. В сегменте систем ДБО для корпоративных клиентов совокупная доля решений Компании BSS составила 55,6 %. Тот же показатель среди банков Топ 50 превысил 62 %. Среди банков со 100 % участием нерезидентов доля решений ДБО от Компании BSS составила 60,4 %.
RBS BS-Client
The system of Remote banking BS-Client – the complete integrated solution including all range of the banking services provided outside office of bank.

- Bank Client (Classical bank client)
- The Internet Client (Internet banking — «thin» browser bank client)
- Telefon-Client (Telebanking — information and payment system of service by phone)
- The mobile Client (information service using the PDA and smartphones)
- The statement Online (information customer service in segments of small and medium business)
- The operator Shtrikh-Kodov (instant input of details of the paper payment document by means of reading of the barcode applied on it)
Each of the listed subsystems can independently function.
For the purpose of the maximum simplification of the procedure of connection of clients to the RBS BS-Client system and ensuring mass character of distribution of electronic services among clients of bank the special «MASTER of CONNECTION TO RBS SERVICES» enters the delivery of «RBS BS-Client».
The master of connection to services RBS is the fragment of the Web server of bank with a set of supplementary procedures facilitating process of connection of new clients to network of electronic calculations of bank.
Broker Client
«Broker Client» is a subsystem of the complete solution «the RBS BS-Client. The private Client», the giving opportunity to clients of broker company to perform the activities connected with ensuring activity in the stock market far off via the Internet in a protect mode.
Functionality The subsystem «Broker Client» provides following features:
Implementation by the client of uncommercial transactions:
- order for input of money (if it is used);
- order for input of securities;
- order for funds withdrawal;
- order for an output of securities;
- remittance order of money;
- remittance order of securities;
Providing to clients reporting under trade and uncommercial operations:
- on brokerage accounts;
- on the security transactions and the related transactions;
- on the forward transactions with securities and to the related transactions;
- etc.
Providing information to clients obligatory for reading or signing:
- exposure by the broker to clients to the signature of the instructions given by ear;
- exposure by the broker to clients of requirements about introduction of means (at implementation of marginal transactions);
- providing to clients messages about change of the list of marginal papers;
- providing to clients messages about change of conditions of regulations or agreement;
- providing to clients statements for change of rates;
- etc.
Providing other information to clients:
- documents of a free format;
- news service;
Acceptance from the client of other information messages:
- documents of a free format;
- requests for preparation of reports on trade or uncommercial operations;
Key features The subsystem «Broker Client» has the following key properties:
Providing in the system of accomplishment of business processes according to requirements of the legislation and requirements of FFMS:
- possibility of signing by the client using the Analogue of the Sign Manual (the EDS or session keys) of the instructions given by ear;
- possibility of placement by a message broker for signing using the Analogue of the Sign Manual (the EDS or session keys) from the clients connected with the current activity (statements, reports, summary instructions, statements for change of rates, etc.);
- possibility of placement and the guaranteed delivery of messages about exposure by the broker to clients of requirements about introduction of means (at implementation of marginal transactions);
- possibility of placement and the guaranteed delivery to the client of messages about change of the list of marginal papers, changes of conditions of regulations or agreement, etc.
Providing uniform point of entry for clients in independence of the client’s «belonging» to branch or department of investment company.
Possibility of use in a system as the Analogue of the Sign Manual of the client as session keys (including and created using MobiPass), and the Electronic Digital signature created by the Means of Cryptographic Information Protection (MCIP) certified by FSB. Providing to clients in the system of an ability to manage the Analogue of the Sign Manual (the EDS or session keys).
Possibility of flexible configuration of a system regarding structure of information provided to clients.
Work in a system
During the work of clients with a subsystem «Broker Client» management of broker accounts and carrying out uncommercial transactions occurs via the website of investment company, access to which is provided through the Internet. The client of investment company in the remote mode from the house, office or from other place can address via the browser the Web server of the company under the standard HTTP protocol. After successful authentication the user begins the protected session in a subsystem «Broker Client» where information exchange between the client and investment company in the available formats of HTML and XML is made.
All documents (the database of uncommercial transactions, data on accounts, reference books, etc.) and other resources necessary for the client for work with investment company are on the party of the company broker. It allows users not to depend on the specific computer and to get access to management of the account from any convenient location, using the computer connected to the Internet. The client can create, edit and send documents to processing, use archive, browse and print messages from bank and reports on accounts, transactions and transactions, to use the reference books which are physically on the party of the investment organization, etc. All transactions between investment company and the client are carried out in real time. Possibilities of a subsystem allow to trace all processing stages of documents on the server of investment company.
Advantages to broker and investment company
Use of a subsystem «Broker Client» for remote customer interaction of investment companies will allow:
- reduce maintenance overheads of clients at office of investment company, especially at the distributed geography of branches/departments/offices of investment company;
- increase attractiveness of investment company in the opinion of the client due to providing online access to more full range of services of investment company;
- receive the alternative channel for sales of services of investment company;
- provide within interaction of investment company and the client protection and accuracy of the information with the modern means of cryptographic protection including certified by FSB;
- provide the solution of a number of the tasks connected with observance of requirements of the legislation and requirements of FFMS;
- levy the additional fee from clients for rendering services of remote service.
Advantages to the client of broker company Use of a subsystem «Broker Client» allows to provide convenient and comfortable interaction of the existing and potential clients with investment company:
- at any time the client can get access to operational information and services of investment company;
- the client can obtain necessary information and access to performing transactions, being out of office and, actually, in any place as the technical means used for access are widespread and mobile;
- the client has an opportunity quickly online to obtain information and to make all necessary actions which allow to provide his activity in the stock market.
RBS BS-Client Private Client of v. 2.7.13
On October 2, 2017 the BSS company announced release of a system of remote banking of individuals «the RBS BS-Client. The private Client» version 2.7.13 in which support of the GIS GMP formats and compliance to requirements of the legislation and UFEBM (the unified formats of electronic bank messages) is provided.
- Compliance to requirements of the Order MinfinaRussia of 4/5/2017 No. 58H «About introduction of amendments to the Order of the Ministry of Finance Russian Federation of November 12, 2013 is provided to No. 107n», becoming effective from 10/2/2017.
- Support of the GIS GMP formats of version 1.16.4 is provided.
- Compliance of the RBS system to requirements of Unified format of electronic banking messages is provided.
Transition to version 2.7.13 of a system «RBS BS-Client. The private Client» is executed from version 2.7.12 within the agreement of maintenance.
RBS BS-Client Private Client of v. 2.7.11
In the version of a system «RBS BS-Client. Private Client» v. 2.7.11 according to the Order of the Ministry of Finance of the Russian Federation of April 5, 2017 No. 58n «About introduction of amendments to the order of the Ministry of Finance of the Russian Federation of November 12, 2013 No. 107n» implements a possibility of payment of taxes for the third parties. For the banks using a system recommendations about setup of new functionality are prepared.
RBS BS-Client Private Client of v. 2.7.10
- The interaction gateway with the information system «BSS e-Government Gate» which provides data exchange with GIS GMP according to the new version of format 1.16.3 is finished.
- The possibility of a request and payment of penalties of traffic police at a discount is implemented.
Transition to the new version of a system «RBS BS-Client. Private Client» v. 2.7.10 it is performed from version v. 2.7.9.
RBS BS-Client x64 of version v. 20.1.750
The BSS company released update of the RBS BS-Client X64 system of version v. 20.1.750 — the complete solution intended for the organization of remote banking of legal entities. Updating includes following features:
1. The module of integration of RBS with cloud accounting (and also other external payment services). The solution supports a possibility of automatic import to RBS of payment orders in rubles and export from RBS of statements on bank accounts of the client. On the basis of the created module interaction about the Circuit is tested and confirmed . Accounting and Circuit. Elba. Using this module integration with other cloud services is possible: Button, etc. Integration with cloud accounting will allow bank to generate additional commission income at the expense of affiliate programs with services and also to increase loyalty of corporate clients.
2. Service of direct document flow with the 1C:Enterprise 8 system. Integration of systems using DirectBank technology from 1C company will allow clients to make the main transactions directly from programs of a system of 1C without need to import files from one system to another. Clients directly in the system of 1C will be able to sign with the electronic signature and to send to bank payment orders in rubles, and in case of need and to send inquiries for their response. Besides, in the program of 1C it is possible to receive statements on bank accounts and the statuses of documents.
3. A RBS opportunity for work with the module Bot-Trek Secure Bank of Group-IB company. The module is intended for increase in safety of work of clients with payment orders in the RBS system and allows to strengthen the mechanism of verifications of the FRAUD-Analiz system.
Transition to the version of the RBS BS-Client h64 system of v. 020.1.750 it is performed from version v. 020.1.700 within the agreement of maintenance.
RBS BS-Client h64 v.020.1.700
On November 7, 2016 the BSS company announced release of release «The RBS BS-Client h64» v.020.1.700.
The system of express check of partners, chat with bank and some other functions are added to versions of v.020.1.700.
Service of express check of partners Traffic light is implemented. It helps with work with payment orders, to obtain information on reliability of the selected partner, to receive express reports on his activity on the basis of the data provided by service of the express analysis of partners » circuit.focus «.


The Chat with Bank service on the basis of LiveTex technology providing a possibility of communication with the operator of bank as in real time, and offline (an opportunity to leave the request) is implemented, there is a possibility of the order of a call back.
Additional resources of control within requirements of the order of Ministry of Finance of the Russian Federation No. 148n of 9/23/2015 «About introduction of amendments to the order of the Ministry of Finance of the Russian Federation of 11/12/2013 No. 107H» are added to this version «RBS BS-Client h64».
Transition to the RBS BS-Client h64 version of v.020.1.700 is possible from the version of v.020.1.650 within the agreement of maintenance.
«RBS BS-Client h64» v.020.1.650
On August 19, 2016 the BSS company announced a release exit «The RBS BS-Client h64» v.020.1.650.
In this version «RBS BS-Client h64» the functionality of verification of payment orders within a compliance with regulatory requirements on work with GIS of housing and public utilities is implemented. It helps to organize additional verifications of the instruction by clients of bank of details of payment for housing and communal services during creation of payments in the RBS systems according to recommendations about filling of fields of the payment order at payment acceptance for premises and utilities, information on which is subject to placement in GIS of housing and public utilities.
The bank can determine obligation of accomplishment of checks by setup.
Transition to the version of the RBS BS-Client h64 system of v.020.1.650 is possible from the version of v.020.1.660 within the agreement of maintenance.
«RBS BS-Client. Private Client» version 2.7.7
On July 30, 2016 the BSS company announced release «the RBS BS-Client. Private Client» version 2.7.7.
Update is released in the light of requirements of the Federal law of 7/21/2014 N 209-FZ «About the state information system of housing and communal services» (further — Federal law No. 209-FZ). Federal law No. 209-FZ governs the relations arising during creation, operation and upgrade of the state information system of housing and communal services, including collecting, information processing for its inclusion in this information system, storage of such information, ensuring access to it, its providing, placement and distribution.
Implementation includes the changes simplifying work of the client of Bank in case of commission by it of payment for housing and communal services. Functionality it is finished according to the formats used in the specialized GIS service adapter of housing and public utilities of the BSS e-Government Gate system and RBS BS-Client is expected sharing of systems «. Private Client» and «BSS e-Government Gate».
Transition to the version of a system «RBS BS-Client. Private Client» v. 2.7.7 it is possible from version 2.7.6.
«RBS BS-Client. Private Client» v. 2.7.6 and v. 2.6.7
On March 15, 2016 the BSS company announced updating release «the RBS BS-Client. Private Client» v. 2.7.6 and v. 2.6.7.
Updating includes the changes meeting the requirements of the Ministry of Finance of the Russian Federation, stated in Order No. 148n of 9/23/2015 «About introduction of amendments to the order of the Ministry of Finance of the Russian Federation of 11/12/2013 No. 107n». The order specifies requirements for control of details of orders about money transfer on account of payments in a budget system for the purpose of improvement of the automated processing procedures of information. According to the order, the changes influencing a system become effective from 3/28/2016.
Transition to the version of a system «RBS BS-Client. Private Client» v. 2.7.6 and v. 2.6.7 it is performed from version v. 2.7.4 and v. 2.6.6 within the agreement of maintenance.
Updating «RBS BS-Client. The private Client» according to requirements of the Central Bank
On March 5, 2015 the BSS company announced release of updating of a system of remote banking of individuals «the RBS BS-Client. Private Client» versions:
- v.2.7.3,
- v.2.6.5
- v.2.5.800.
The reason of an exit of the adjusting release: On March 16, 2015 the Instruction of the Bank of Russia of 8/14/2014 becomes effective No3361-U «About making changes in Provision of the Bank of Russia of June 9, 2012 No382-P «About requirements to ensuring data protection at implementation of money transfers and about a procedure the Bank of Russia of control of observance of requirements to ensuring data protection at implementation of money transfers».
For ensuring compliance to requirements of the Instruction, the BSS company released updates of a system of remote banking.
The bank had an opportunity:
- limit validity period of the disposable confirmation code applied to confirmation by the client of right of access to the system of Internet banking or confirmation of payment documents;
- configure the list of identifiers of access devices to the system of Internet banking for the purpose of implementation of money transfers.
Transition to the updated system «the RBS BS-Client. Private Client» versions v. 2.7.3, v. 2.6.5 and v. 2.5.800 it is performed from versions v. 2.7.2, v. 2.6.4 and v. 2.5.700 respectively.
There was a release «the RBS BS-Client. Private Client» v. 2.7.4
On July 21, 2015 the BSS company declared system release of the update «the RBS BS-Client. Private Client» v. 2.7.4 [1] .
In the version of a system «RBS BS-Client. Private Client» v. 2.7.4 are implemented:
- Interaction about CORE BANKING SYSTEMDiasoft FA# 7.2 and the module of integration into the gateway of besfaylovy exchange.
- Business functionality of «Service of management of personal finance»:
- registration of the client in external service at the initiative of bank;
- import of information on financial instruments from different sources: personal accounts, Internet banks;
- providing information service to the user on products of other banks (accounts, maps, deposits, the credits) in the existing sections of a system;
- viewing charts/diagrams of expenses/income on categories for the period, in places (merchants) for the period, on time and by all or a separate financial instrument of the client (the map, the account, etc.);
- budget management: creation, editing, removal, execution indication;
- management of the financial purposes: creation, editing, removal, calculations, forecasts, accomplishment indication;
- cash management money: creation of purses, adding/editing/removal of cash transactions;
obtaining personal offers from bank.
- The Full Name display of the receiver at commission of money transfer by number of the plastic card to other client of bank. If the card and the receiver were not found among bank cards, failure to the client in money transfer, depending on value of settings is possible.
- Functionality to conforming requirements of the Instruction of the Bank of Russia of August 14, 2014 N 3361-U:
- sending the anticipatory notification on the alternative channel about the planned money transfer;
purpose of the list of possible receivers of money;
-
- determination of the time period for commission of money transfer.
- The functionality of transfers on client side allowing to minimize the client’s errors when choosing values in fields of the account \card, write-offs \transfers, filtering the client’s products, available to performing transactions.
- Stability of a system is improved.
Transition to the version of a system «RBS BS-Client. The private Client» 2.7.4 is possible starting with version 2.7.3.3 within the agreement of maintenance.
«RBS BS-Client. The private Client» 2.7 is equipped with service of management of personal finance
On May 20, 2015 the BSS company announced release of the update «the RBS BS-Client. The private Client» version 2.7 [2] .
Innovation in version 2.7 — service of management of personal finance (PFM), it provides evident account management. Service helps to control personal income and expenses, to analyze and adjust their structure, to plan the purposes and to manage savings, to keep the personal budget.
Within a PFM system «RBS BS-Client. The private Client» the user can connect own cards of other banks, profiles of telecom operators and e-wallets.
There was a subsystem release the Universal mobile client 1.2
The universal mobile client — a subsystem of the complete solution «the RBS BS-Client. Private Client». It helps to make different banking activities with accounts and maps via the Internet using the mobile phone or the tablet [3] .
On August 4, 2015 the BSS company announced release of the solution «Universal Mobile Client» v.1.2.
Functionality
«The universal Mobile Client» — mass service with a development potential. In this solution the concept «bank in a pocket» is implemented. Due to simple and reliable service the bank receives the additional sales channel of the services.
Work in a system is conducted in mode 24х7х365 in networks of cellular operators. Authorization happens on pair the login/password. For authorization of transactions session keys, SMS authorization, «MobiPass», eToken Password devices are used.
Information services are available to all clients of bank without authorization in a system. For carrying out payment transactions and viewing personal financial information the client should become authorized, having specified the login and the password at an input in Personal account.
Information services
- departments/ATMs of bank — search of department, the ATM of bank with viewing location on the card
- news of bank are addressed information mailings, announcements of new banking products
- viewing cross rates of bank
- credit calculator and calculator of deposits
Personal services
- payment of services
- transfer from the account into the account
- transfer between maps and customer accounts
- currency exchange
- remaining balance on bank cards and accounts
- account statement and card
- viewing information on cards, deposits and credits
- execution of operations with cards (opening of the new card, activation of the card, blocking, recard issue, etc.)
- connection of the card of other bank.
Platforms are supported iOS Android, there is a PDA version of the website «the RBS BS-Client. The private Client» for work via the browser of mobile phones and tablets.
There was a release of «RBS BS-Client x64» of v.20.1.550
On June 17, 2015 the BSS company announced release of updating of the system for remote servicing of legal entities «RBS BS-Client X64» v. 20.1.550.
In a system the functionality is expanded, support of new versions of OSPO is added, compliance to relevant requirements of the legislation is provided.
In the version of the RBS BS-Client X64 system of v. 20.1.550:
- the compatibility a system component with is provided DBMSOracle 12 (a bank part, a client part «Bank Client»);
- support browserChrome without the NPAPI interface is provided;
- the opportunity for work with requests for the certificate in the SMS format for a CIPF of M-Pro v2.x is implemented;
- support of formats of interaction with the BSS e-Government Gate system of version 1.16.1 is provided;
- a number of completions on wishes of the clients who are actively using a system is implemented.
Updating of «RBS BS-Client x64» from version 20.1.500 (as well as the RBS BS-Client systems from versions 17.9.800-17.9.940) to version 20.1.550 — within the agreement of maintenance.
There was a release of «RBS BS-Client x64» of v. 20.1.500
On March 12, 2015 the BSS company announced release of updating of a system of remote banking of legal entities «RBS BS-Client X64» v. 20.1.500 [4] .

Window of the interface of the program, 2014
As a part of release of «RBS BS-Client x64» of v.20.1.500:
- functionality for rendering assistance to banks at fulfillment of requirements of the Instruction of the Bank of Russia of 8/14/2014 No. 3361-U «About making changes in Provision of the Bank of Russia of June 9, 2012 No. 382-P «About requirements to ensuring data protection at implementation of money transfers and about a procedure the Bank of Russia of control of observance of requirements to ensuring data protection at implementation of money transfers»».
New opportunities allow:
-
- to limit validity period of session keys for additional authorization;
- to limit validity period of eToken Pass devices;
- to limit time of action of the passwords sent to users on the SMS channel during additional authorization;
- to control integrity of a client distribution kit of a system (the new utility);
- to set a documents acceptance time frame on the party of bank.
- Setting of the electronic signature of the responsible of bank under passports of transactions is provided. Thus, full electronic document management of passports of transactions between the client and bank is provided.
- Use of USB tokens with not taken secret keys of Rutoken of the EDS without third-party CIPFs is implemented.
- The mechanism of unloading of documents of currency exchange control in the ASVKB system from NTTsNT company is expanded;
- Verification of details of payment orders before setting of the vising signature is added.
- The convenience of work with documents of currency exchange control, is increased by the Remittance order of currency, the Request for a withdrawal of documents.
- Possibilities of the mechanism of import of payment orders from accounting systems are expanded.
Updating of the RBS BS-Client X64 system from version 20.1.450 (as well as the RBS BS-Client systems from versions 17.9.800-17.9.930) to version 20.1.500 is carried out within the agreement of maintenance.
There was RBS BS-Client release h64 v. 20.1.575
On October 12, 2015 the BSS company released update of a system of remote banking of legal entities «RBS BS-Client X64» [5] .
- the software maintenance is implemented:
- DBMSMicrosoft SQL Server 2014 (Standard Edition, Enterprise Edition, Express Edition) for the DB servers of bank and the DB servers of clients of a subsystem «Bank Client»;
In a subsystem Internet Client opportunities appeared:
- transition to import of documents from the page with the list of payment orders;
- transition to a withdrawal of documents from the page with the list of payment orders;
- quick access to often used transactions:
- creation of the payment order,
- a statement request for the previous working day,
- creation of any document in bank.
Opportunities for work with documents are provided:
- setup of display only of final statements on the page of the list of statements to the clients using a subsystem Internet Client;
- unloading of the detail «Full Name of the Contractor» in ASVKB from NTTsNT company for documents of the Certificate of currency transactions (138-I) and the Certificate of supporting documents (138-I);
- the status of the documents «Requires Confirmation» in a subsystem Internet Client corresponds to a status «Signed» now;
- inclusion/shutdown of display of the Currency exchange control tab for the following document types: remittance order of foreign currency, order for purchase of currency, order for currency sales, order for conversion of currency;
- in the document the remittance order of foreign currency the detail «Value date» is postponed from the Currency exchange control tab for the Basic tab;
- for users of a subsystem «Bank Client» the possibility of import of purposes of payment of salary sheets from the MS Excel is implemented;
- the possibility of unloading of orders on write-off of funds from a transit account in the core banking system Gefest is implemented;
- the possibility of import of information on an automated workplace of the client from the file of the XML format with an expanded set of details is implemented.
Possibilities of administration of a system are expanded:
- updating of lists of users, profiles, roles and privileges during administration of user rights;
- for the staff-curators of the organizations of the client, in selection lists only the supervised organizations are available now;
- in a subsystem «Web bank» the functionality of creation/editing data on divisions of banks is modified — tabs are developed.
Updating of the RBS BS-Client X64 system from version 20.1.550 (and also the RBS BS-Client systems from versions of updating from versions 17.9.800-17.9.945) to version 20.1.575 — within the agreement of maintenance.
RBS BS-Client. Private Client of v.2.7
In September, 2014 it was announced release of version 2.7 of a system of remote banking of individuals «by RBS BS-Client. Private Client» v. 2.7. In a system functionality is expanded and the security level is raised. When developing the new version experience of creation of the best user interfaces of financial services is used, wishes of clients of the company and the recommendation of leading experts in area of UX projects are considered.
In the version «RBS BS-Client. Private Client» v. 2.7:
- the new presentation layer providing simplicity of customization is implemented. Presentation layer «RBS BS-Client. Private Client» v. 2.7 allows to modify quickly interfaces, to manage styles and contents of screen forms;
- on the basis of a presentation layer the innovation usability-interface with the worked design is developed for creation of the individual system interface of RBS of bank;
- the opportunity for work with new type of the signature PayControl from SafeTech company is provided. PayControl allows the user to create independently a confirmation code and to confirm transactions without use of polnitelny devices. This type of the signature has advantages in comparison with SMS confirmation, both in terms of security, and in terms of cost for bank;
- integration into the new version of the automated banking system of RS-Bank v is implemented. 5.5.
Transition to the new version of a system «RBS BS-Client. Private Client» v. 2.7 it is performed from version v. 2.6.2 within the agreement of maintenance.
RBS BS-Client. Private Client of v.2.6
On January 14, 2014 the BSS company announced release of the new version of a system «the RBS BS-Client. Private Client» v. 2.6.
In the new version security is increased, the functionality of a system is expanded and compliance to new requirements of the legislation is provided.
The main changes in «the RBS BS-Client. Private Client» v. 2.6:
- The interaction gateway with the information system «BSS e-Government Gate» which provides data exchange with GIS GMP is created:
- formation/processing/sending an inquiry about charges,
- receiving/information processing about charge,
- the formation/processing/direction of the notification on acceptance to execution of orders,
- in a subsystem Internet Client functions of a subsystem «Broker Client» for ensuring customer service of bank and broker company within single solution are implemented,
- the interface of a subsystem Internet Client is updated,
- the possibility of assignment by the client of own aliases for the used products is implemented: accounts, deposits, maps, credits.
- two ASP independent types based on the solution eToken 3500 of SafeNet company are implemented: Message Authentication Code and OTP key.
- the new mechanism of additional authorization using different ASP of clients is implemented.
- integration into the new processing SmartVista system is made for performing transactions using bank cards.
- interaction formats with the My WU system for sending and receiving transfers of Western Union are updated.
- support of cryptography of Avtor company which conforms to the Ukrainian standards on the electronic digital signature — DSTU 4145 is provided
- compliance to the Instruction of the Central Bank of the Russian Federation of 6/5/2013 No. 3007-U «About making changes in Provision of the Bank of Russia of June 9, 2012 is provided to No. 382-P «About requirements to ensuring data protection at implementation of money transfers and about a procedure the Bank of Russia of control of observance of requirements to ensuring data protection at implementation of money transfers». The advanced functionality of receiving and information storage about identifiers of client devices using which access to a system «is provided by RBS BS-Client is implemented. Private Client».
- the context help for a server part of a system «is developed by RBS BS-Client. Private Client».
Transition to the new version of a system «RBS BS-Client. The private Client» is performed by v.2.6 from version 2.5.310.
RBS BS-Client. The private Client — Sale of Insurance Products service
On September 23, 2014 the BSS company announced inclusion in a system «the RBS BS-Client. Private Client» new service «Sale of Insurance Products».
Service of sale of insurance policies completely in electronic form in RBS channel provides conveniences, to both bank, and clients.
Advantages to bank:
- increase in commission income;
- new service demanded by clients;
- service in the operating RBS channel;
- the industrial solution (more than 300 thousand transactions a month);
- competitive sale of any insurance products from the leading insurance companies.
Advantages to clients of bank:
- speed, convenience, reliability;
- more than ten insurance companies (IC). There are no restrictions in the list of insurance products and SK;
- one request of the client – answers with calculation from all insurance companies;
- liability for correctness of calculations by means of direct agreements about SK and online of calculations directly in the SK systems.
Service is equipped thought over, intuitive to the user with the interface and modern design.
If the version of the RBS system of bank supports work with a system «BSS. Processing of charges», completion will not be required — for start of service to purchase the license enough.
Updating of the version
On March 27, 2014 the BSS company announced innovations in a system «the RBS BS-Client. The private Client» for services for individuals.
As a part of updating of a system compliance to changes in the legislation is provided. On March 31, 2014 become effective:
- specific provisions of the Order of the Ministry of Finance of the Russian Federation of November 12, 2013 No. 107n «About the approval of rules of the indication of information in details of orders on money transfer on account of payments in the budget system of the Russian Federation»;
- Instructions of the Bank of Russia of 7/15/2013 No. 3025-U «About making changes in Provision of the Bank of Russia of June 19, 2012 N383-P «About Rules of Implementation of Money Transfer».
Updates of a system «RBS BS-Client. Private Client» versions 2.4.700, 2.5.500, 2.6.2
- the new attribute – «UIP (unique identifier of payment) / UIC (unique identifier of charges) is added to details of the payment order on external transfer of rubles;
- mechanisms of work of checks are changed to validity of use of null values in tax fields;
- values by default for the reference book «Masks of Budget Accounts» are changed;
- the possibility of the automated formation of the identifier of the payer using the reference book of identity documents («the reference book of DUL»), and transfer of this parameter in the field «Number (108)» is provided;
Reference books are updated
- statuses of authors of settlement documents;
- reference book of DUL.
In addition in versions of a system «the RBS BS-Client. Private Client» v. 2.5.500 and v. 2.6.2 work from mobile devices on the Windows platform of Phone (7.5-8.0) within a subsystem «the Universal Mobile Client» is available to clients.
Transition to current versions of a system «RBS BS-Client. The private Client» is performed from version 2.4.600 till 2.4.700, from version 2.5.400 till 2.5.500, from version 2.6.1 to 2.6.2 within the agreement of maintenance.
Updated applications on Windows platforms of Phone, Android and iOS are available to mobile devices according to links in Internet markets.
RBS BS-Client x64 v. 020.1.300
The BSS company updated in the summer of 2014 the system of remote banking of legal entities «RBS BS-Client h64». In version 020.1.300 key system modules are improved and relevant changes of the legislation are considered.
- Support of the simple electronic signature is implemented.
- New documents in the modules «Deposits» and «Credits» are implemented:
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- applications for return and replenishment of deposits,
- applications for providing a tranche and early loan repayments.
- The interaction mechanism with the FRAUD-Analiz system is improved:
-
- support of an expanded format of the data transferred between the RBS BS-Client X64 and FRAUD-Analiz systems is implemented
- the possibility of a request of all solutions of the operator from the FRAUD-Analiz system is implemented,
- the possibility of a request from the FRAUD-Analiz system of solutions on specific documents is implemented;
- the possibility of unloading in the FRAUD-Analiz system of decisions on a withdrawal of documents is implemented.
- Opportunities for work of clients in the Mobile Business Client system are improved:
-
- the possibility of obtaining the relevant statement is implemented,
- support of display resolution 2048×1536 for mobile devices on Android OS is implemented,
- the possibility of the simultaneous signature and sending documents in a system is implemented,
- the possibility of unloading in the FRAUD-Analiz system of decisions on a withdrawal of documents is implemented,
- possibilities of filling of fields with the connected reference books are expanded: filtering of records of reference books at partial filling of a field is implemented.
- Display of the standard of time of GMT when viewing data on the certificate in the reference book of certificates is implemented and at printing of the act of recognition of public key.
- The control of payment orders of CheckUIPKey checking correctness of the instruction UIP (Code field 22) according to the instruction of the Bank of Russia of 4/29/2014 No 3248-U «About making changes in Provision of the Bank of Russia of June 19, 2012 No 383-P «About rules of implementation of money transfer» is implemented.
- System compatibility with the following OSPO is provided:
- Operating systems:
- Means of Cryptographic Information Protection (MCIP):
Updating of the RBS BS-Client X64 system from versions 20.1.0-20.1.250 (and also the RBS BS-Client systems from versions 17.9.800-17.9.900) to version 20.1.300 is performed within the agreement of maintenance.
RBS BS-Client 3.17.9.800
- Compliance to requirements of the Instruction of the Bank of Russia of 6/14/2013 No. 3016-U «About making changes in the Instruction of the Bank of Russia of June 4, 2012 is provided to No. 138-I «About an order of representation by residents and nonresidents to authorized banks of the documents and information connected with carrying out currency transactions, an order of an execution of passports of transactions and also accounting treatment by authorized banks of currency transactions and control of their carrying out». In particular:
- the order of filling of documents of currency exchange control is finished;
- the used checks and the corresponding reference books of a system are finished.
- system compatibility of «RBS BS-Client» with the new version of the Message-PRO 3.2.x system of cryptographic information protection (SCIP) is provided;
- the mechanism of accounting of «token» devices in a subsystem of «Token Security» is improved;
- the mechanism of check of the «token» devices held for use in the RBS BS-Client system is improved.
RBS BS-Client x64
«RBS BS-Client x64» is implemented on a new technology platform that provides its advanced functionality and powerful performance.
The RBS BS-Client X64 system is positioned as development of the previous generation of the RBS BS-Client system of version 3.17.9. At the same time, «RBS BS-Client x64» released in version 20.1.0. contains all functionality of the RBS BS-Client version of v.3.17.9 and considers long-term successful experiment of the Company on development and development of the RBS systems.
Main advantages of the RBS BS-Client X64 version of v. 20.1.0:
- support of the 64-bit hardware-software architecture giving additional opportunities for scalability, performance improvement and reliability of system operation;
- support of the main Internet browsers, including Google Chrome, Mozilla Firefox, Opera;
- support of three-unit system architecture;
- administration of the elements of the RBS server located on different computers from the single interface of «DBO control center»;
- remote administration of a system via the web application (web administrator);
- remote work of employees of the bank via the web interface (web operator);
- Unicode support;
- functioning of the RBS servers in the form of OS services;
- expanded integration systems capabilities.
In addition to the listed above technological capabilities, the RBS BS-Client X64 system has a number of the new, demanded by banks, functional units:
- Module «Credits»
- Module «Deposits».
RBS BS-Client. The private Client of v.2.5.310 — integration into the FRAUD-Analiz v system. 2.0
In September, 2013 the BSS Company is announced the new version of the FRAUD-Analiz system in which not only the architecture is significantly improved and the functionality is expanded, but also the innovation opportunities for fraud prevention in the systems of remote banking of individuals are for the first time implemented. The implemented opportunities and completions caused updating of a system «the RBS BS-Client. Private Client».
In the new version of a system «RBS BS-Client. Private Client» v. 2.5.310 integration into the FRAUD-Analiz system of v is provided. 2.0., and the following functions of protection against fraudulent transactions are also implemented:
- Verification of the following documents via the FRAUD-Analiz system for prevention of fraudulent transactions is provided:
- External transfer of rubles;
- External currency transfer;
- Payment of services.
Transition to the version of a system «RBS BS-Client. The private Client» version 2.5.310 is performed from version 2.5.300 within the agreement of maintenance.
RBS BS-Client. Private Client of v.2.5
In the new version of the RBS system for service of natural persons the functionality is significantly expanded, abilities to integrate are improved, security and convenience of work of users in a system are increased. Complete full-function solution «RBS BS-Client. The private Client» provides convenient and reliable remote banking of individuals on different communication channels by means of a broad spectrum of devices – the PC and notebooks, the CPC, stationary and mobile phones of different producers, self-service kiosks, etc.
In the new version of a system «RBS BS-Client. Private Client» v. 2.5 functionality is significantly expanded, performance is improved, the convenience and efficiency of a system are increased. In a system new abilities to integrate are implemented, mechanisms of information security support are considerably finished. The solution conforms to requirements of the legislation in banking sector.
- The functionality «Management and accounting of personal finance» providing is implemented:
- providing up-to-date information about financial client state;
- possibility of planning and accounting of own income and expenses;
- a possibility of obtaining reports on the parameters set by the client;
- providing the consolidated information on all perfect and planned activities.
- the devices made by Apple company;
- devices running Android OS;
- devices under control of OS of Microsoft company (Windows Phone, Windows Mobile);
- the devices using Java technologies
taking into account restrictions and technical features imposed by specific mobile platforms and devices, providing simplicity and convenience of interaction with bank.
- Stress testing of a system «is held by RBS BS-Client. The private Client», as a result of which:
- options of creation of the failsafe solution (the scheme of deployment) of a system «are developed by RBS BS-Client. The private Client» depending on necessary loading and performance of the systems operated in banks;
- recommendations about creation and implementation in banks of the failsafe solution within a system «are developed by RBS BS-Client. Private Client».
- the user functions available to the client are expanded;
- the possibility of automatic unloading of the next payment / transfer in the accounting system (core banking system) of bank at its unsuccessful primary execution is provided.
Abilities to integrate
- Integration of a system «is provided to RBS BS-Client. The private Client» with a payment service of QIWI (service is provided by Uniform Contact Point company).
- Connection of a system «is provided to RBS BS-Client. The private Client» to the system of UNIFO FK of Russia. As a result of integration with the UNIFO system clients of bank are given an opportunity of obtaining information on debts to suppliers of public services, about existence of unpaid charges from such departments as FTS, traffic police, etc. and also a possibility of payment of advance payments and the debts which are available before service provider.
- The compatibility a system component «is provided to RBS BS-Client. The private Client» with the new system software:
- regarding office suites: Microsoft OfficeExcel Word 2010 and 2010;
- regarding means of virtualization: VMWare Server 2.0; VmWare vSphere Hypervisor ESXi 4.1; Microsoft Hyper-V R2; Citrix XenServer 5.6;
- regarding the software of workstations of operators and administrators: Windows 7 64-bit Professional, Enterprise, Ultimate;
- regarding the software for clients: Mac OS X to version 10.7.2 (without support of kriptografiya support OperaMozilla FirefoxGoogle ChromeSafari); Windows 7 64-bit; Android to version 4.0.3; Windows Mobile to version 6.5.5; Windows Phone to version 7.5 (the Russian localization); iOS to version 5.1;
- regarding web browsers: Internet Explorer to version 10; Opera to version 12; Mozilla Firefox to version 10; Google Chrome to version 18; Safari to version 5.1.2.
Security level
- Safety of work of the client in a system «is increased by RBS BS-Client. The private Client» for the account:
- a possibility of blocking of the login of the client during the working session in a system;
- possibility of use of several means of the analog of the sign manual (ASM) by one user;
- in a subsystem «The easy front» the functionality of the signature is provided with the employee of the bank of the documents created by it from client name;
- ensuring support of MobiPass technology for the platforms Android, IOS, and Windows Phone as the separate application.
- CryptoPro Rutoken CSP;
- CryptoPro eToken CSP;
- eToken PRO/72K;
- Rutoken of 32 KB (including, the certified FSTEC);
- Rutoken of 64 KB (including, the certified FSTEC).
- eToken PRO/72K;
- Rutoken of 32 KB (including, the certified FSTEC);
- Rutoken of 64 KB (including, the certified FSTEC).
Work and administration
- The quality of process of administration of a system «is increased by RBS BS-Client. Private Client» v. 2.5 for the account:
- ensuring mass import from third-party customer information systems to a system «the RBS BS-Client. Private Client»;
- journalizings of events with a possibility of providing the message at the time of approach of a specific event;
- visualization kontroly and the parameters of interaction with the automated and accounting banking systems, payment systems and money transfer systems supported in the standard version of the solution.
Compliances to changes of the legislation
- According to Federal law No. 63-FZ of 4/6/2011 «About the electronic signature» the terminology used in a system «by RBS BS-Client is updated. Private Client».
- According to Provision of the Central Bank of the Russian Federation No. 383-P of 6/19/2012 «About rules of implementation of money transfer» in the document «The Order on Transfer of Rubles» in the detail TIN of the receiver the possibility of the indication of a TIN or KIO of the receiver is provided (in case of sending transfer to the legal entity).
Transition to version 2.5 of a system «RBS BS-Client. The private Client» is performed from version 2.4.x within the agreement of maintenance.
RBS BS-Client 2.3
In the new version «RBS BS-Client. Private Client»:
- Integration with the following money transfer systems of Western Union is implemented; CONTACT.
Integration of a system «RBS BS-Client. The private Client» with the listed money transfer systems allows banks to give to the retail clients an opportunity remotely:
- send money transfer from a customer account to any of service points of a money transfer system;
- get the money transfer sent from a service point of a money transfer system, * directly to the customer account in bank.
System compatibility «RBS BS-Client. The private Client» with the specified money transfer systems is confirmed with the certificate of Western Union and results of testing with the CONTACT system.
- Integration with the Uniform Contact Point service providing connection of bank in the outsourcing mode to payment systems, different aggregators and consolidators of payment acceptance (QIWI, Cyberplat, WebMoney, Robox, Assist, etc.) and also a possibility of acceptance of payment of goods and services in direct agreements of bank is implemented.
- The feature for implementation of transactions with new type of the card – VISA VIRTUON used for calculations for goods and services in online stores is added.
- The new functionality allowing the client to send remotely an inquiry for release of the new VISA VIRTUON card and to receive the details of the issued card necessary for implementation of calculations in online store saves the client of bank from need of visit of operational office of bank.
- The possibility of implementation of transfers with the frequency set by the client implemented for the following transactions is provided: transfer of rubles of the Russian Federation; intrabank transfer of rubles of the Russian Federation; transfer of foreign currency; intrabank transfer of foreign currency; transfer from the account into the customer account; transfer from the card/account into the card/customer account; transfer to the card of other client; conversion of one foreign currency in another.
- The offered functionality of implementation of transfers with the set frequency exempts clients from need of repeated formation of orders and reduces the number of the processed orders on the party of bank.
- The range of the supported core banking systems of Bank due to development of universal interaction interfaces of a system «is expanded RBS BS-Client. Private Client» v. 2.3 with the core banking systems of bank functioning based on DBMSMicrosoft SQL Server and DBMS Oracle.
- The compatibility a system component «is provided to RBS BS-Client. Private Client» v. 2.3 with new system software: operating systemWindows 7; Windows Server 2008 operating system; 64-bit Windows Server 2008 R2 operating system; Microsoft SQL Server 2008 DBMS; Oracle 11G DBMS.
- The quality of process of administration of a system «is increased by RBS BS-Client. Private Client» v. 2.3 for the account: providing on a server part of a system of visualization of parameters and kontroly, intended for subsystems Internet Client and «The easy front»; processings of the mechanism of installation of updates of a system as a result of which the possibility of wrong installation of the incompatible version of a patch of a system at regular updating is excluded.
RBS BS-Client 3.17.9.700
- Support of Federal law No. 63-FZ «About the electronic signature» in a part is provided:
- opportunities for work with certificates of the qualified electronic signature;
- updatings of terminology in the RBS BS-Client system.
- possibilities of receiving from the client of confirmation (using the electronic signature) the fact of reading of the messages received from bank;
- possibilities of obtaining response information from the client of bank on the sent messages;
- possibilities of sending news to the clients of bank who are absent in the initial list of receivers.
- Microsoft SQL Server 2012 (bank part, client part «Bank Client»);
- CryptoPro CSP 3.6 R3.
RBS BS-Client 3.17.9.600
- Possibility of transfer by bank of information on the fact of execution by clients of payments for public services by means of the BSS e-Government Gate system in the state information system about the state and municipal payments (further — GIS GMP).
- Possibility of obtaining by clients of bank of information on charges on debt for public services from GIS GMP by means of the BSS e-Government Gate system and also formation of the payment order from information on charges.
- Opportunity for clients of independent additional confirmation of competency of the payments suspended by bank according to the results of the analysis of the payment made by the FRAUD-Analiz system. Existence of such opportunity allows to lower considerably load on payment confirmation of employees of the bank.
- «Green channel» for the accelerated payment processing, not requiring check on signs of fraud in the FRAUD-Analiz system.
- Possibility of use by the operator of the single interface of the RBS system for decision-making on the payment having signs of fraud according to the results of the analysis made by the FRAUD-Analiz system.
- New document forms of currency exchange control according to last modifications of the legislation:
- — the transaction certificate under the contract;
- — the transaction certificate according to the loan agreement;
- — certificate of currency transactions;
- — certificate of supporting documents;
- — statement for the closing/translation of the transaction certificate;
- — statement for renewal of the transaction certificate.
- Unloading of the electronic documents «The Transaction Certificate Under the Contract», «Transaction Certificate according to the Loan Agreement» in the file according to the requirements to an electronic format stated in Annexes No. 8, 9 of the Instruction of the Central Bank of the Russian Federation No. 138-I of 6/4/2012.
- New opportunities of service of corporate clients on salary projects without open account in bank.
- Connectivity of services B2B without visit by clients of office of bank.
- The document «Payment order» is brought into accord with the following changes of the legislation:
- — Provision of the Central Bank of the Russian Federation No. 383-P of 6/19/2012 «About rules of implementation of money transfer» for the document «Payment order».
- — The instruction of the Central Bank of the Russian Federation No. 138-I of 6/4/2012 «About an order of representation by residents and nonresidents to authorized banks of the documents and information connected with carrying out currency transactions, an order of an execution of passports of transactions and also accounting treatment by authorized banks of currency transactions and control of their carrying out».
- — The instruction of the Bank of Russia of 5/31/2012 No. 2823-U «About making changes in Provision of the Bank of Russia of 5/6/2003 No. 225-P «About the Reference book of bank identification codes of participants of the calculations making payments through settlement network of the Central bank of the Russian Federation (Bank of Russia)».
- — Letter of the Ministry of Finance of the Russian Federation No. 02-04-10/787 of 3/22/2012. «About an order of an execution of payment documents responsible subjects (participants) of the consolidated group of taxpayers».
New security level
- Support of the smart card reader with a possibility of visual control of the signed data of SafeTouch of production of SafeTech company is implemented. This device provides protection against the following types of threats:
- — substitutions of details of the document when setting the electronic signature within the session of the client;
- — falsifications of the electronic signature of the client using unauthorized use of digital signature facilities who is not connected with their plunder.
- Mandatory visual control of details using SafeTouch is provided before formation of the electronic signature. Based on visual control the user is given an opportunity to confirm formation of the electronic signature or to refuse it.
- New mechanisms of protection of clients against fraudulent activity when using a system are implemented, in particular:
- — the possibility of obtaining one-time passwords (codes) by clients using the SMS, session keys, eToken Pass for additional confirmation of documents before sending to bank is provided;
- — the possibility of obtaining one-time passwords by clients using the SMS for additional authentication at RBS login is provided (for a subsystem Internet Client).
- Level of information protection of a subsystem Internet Client is considerably increased — the authentication mechanism of the client is improved, protection against the XSS attacks (cross-site scripting) is implemented.
New abilities to integrate
- Options of online integration into the FRAUD-Analiz system are expanded, the ability to integrate by means of Web service using the SOAP protocol is added.
- Possibility of export of documents of currency exchange control to an automated system of currency exchange control of bank:
- — certificate of currency transactions;
- — certificate of supporting documents;
- — the transaction certificate under the contract;
- — the transaction certificate according to the loan agreement.
RBS BS-Client 3.17.9.500
In the new version of the solution the compatibility of workstations of operators and administrators with the Windows 8 operating systems h86/h64 is provided, to the Windows 8 Professional, with Windows 8 Enterprise and also support of the Internet Explorer 10 web browser in subsystems Internet Client and Statement Online.
According to the Instruction of the Central Bank of the Russian Federation of 5/31/2012 No. 2823-U «About making changes Provision of the Bank of Russia of 5/6/2003 No. 225-P «About the Reference book of bank identification codes of participants of calculations» modifies rules of determination of the detail «Payment type» for the document «Payment order».
Transition to the version of the RBS BS-Client system 17.9.500 is performed from version 17.9.400 within the agreement of maintenance.
RBS BS-Client 3.17.9.100
- filling of the payment order with the consolidated groups of taxpayers (CGT) taking into account the recommendations of the Letter of Ministry of Finance of the Russian Federation No. 02-04-10/787 of 3/22/2012 is provided. «About an order of an execution of payment documents by responsible participants (participants) of the consolidated group of taxpayers»;
- the possibility of use of the document «Salary Sheet» in cases when at the client — the legal entity money on payments for the salary project is enlisted from the account in other bank is implemented;
- within development of functionality of electronic document management between clients of bank (B2B) the possibility of submission of the Request by clients for establishment of the relations of B2B with their partners with its subsequent hands-off processing in the RBS BS-Client system is provided;
- the document «Invoice» regarding rules of filling and printing taking into account requirements of Order of the Government of the Russian Federation No. 1137 of 12/26/2011 is modified. «About forms and rules of filling (maintaining) of the documents applied when calculating for a value added tax»;
- according to wishes of banks the functionality of currency documents and documents of currency exchange control is finished.
- Transition to the version of the RBS BS-Client system of v. 3.17.9.100 it is performed from version 3.17.9 within the agreement of maintenance.
RBS BS-Client 3.17.9.400
For the purpose of compliance to requirements of the Instruction of the Central Bank of the Russian Federation No. 138-I of 6/4/2012 «About an order of representation by residents and nonresidents to authorized banks of the documents and information connected with carrying out currency transactions, an order of an execution of passports of transactions and also accounting treatment by authorized banks of currency transactions and control of their carrying out» the BSS Company prepared updating of the RBS BS-Client system.
In the new version of the RBS BS-Client system of v. 3.17.9.400
- New document forms of currency exchange control according to requirements of Instruction No. 138-I are implemented:
- The transaction certificate under the contract;
- The transaction certificate according to the loan agreement;
- Certificate of currency transactions;
- Certificate of supporting documents;
- Statement for the closing/translation of the transaction certificate.
- The transaction certificate under the contract;
- The transaction certificate according to the loan agreement;
- Certificate of currency transactions;
- Certificate of supporting documents;
- Certificate of receipt of currency of the Russian Federation;
- Statement for the closing/translation of the transaction certificate.
- Repayment periods of the amount of the loan agreement (now reference book «Terms of Attraction of the Amount of the Loan Agreement»);
- Contract types (loan agreements);
- Codes of types of currency transactions;
- Codes of types of supporting documents.
- Sign of the resident;
- Sign of delivery;
- Bases for closing of the transaction certificate.
RBS BS-Client 3.17.9.300
- New mechanisms of protection of clients against fraudulent activity during the work in the RBS system for the account are implemented:
- a possibility of obtaining one-time passwords (codes) by clients using Sms, session keys, eToken Pass for additional confirmation of documents before sending to bank;
- a possibility of obtaining one-time passwords by clients using Sms for additional authentication at RBS login (for a subsystem Internet Client);
- ensuring support of the device of visualization of SafeTouch for a CIPF of «Crypto Pro of eToken CSP» of production of KRIPTO-PRO company.
- lengths of the detail «INN» of the receiver;
- legal number of days of delay of the document.
Transition to the version of the RBS BS-Client system of v. 3.17.9.300 it is performed from versions 3.17.9.x within the agreement of maintenance.
RBS BS-Client 3.17.9.200
In the RBS BS-Client system of v. 3.17.9.200 the security level for the realization account of support of the SafeTouch device of production of SafeTech company which represents the smart card reader with a possibility of visual control of the signed data is considerably raised. Use of the SafeTouch device provides protection of clients against the following threats:
- substitution of details of the document when setting the electronic signature within the session of the client;
- falsification of the electronic signature of the client using unauthorized use of digital signature facilities who is not connected with their plunder.
Mandatory visual control of details using the SafeTouch device is provided before formation of the electronic signature. Based on visual control the user is given an opportunity to confirm formation of the electronic signature or to refuse it. Transition to the version of the RBS BS-Client system of v. 3.17.9.200 it is performed from versions 3.17.8.x and 3.17.9.kh within the agreement of maintenance.
RBS BS-Client v. 3.17.9
In upgraded version of the solution of the Company a wide range of possibilities, significantly increasing convenience and efficiency of a system is added.
- Providing to clients annexes (documents) to the statement with a possibility of their printing is provided:
- in the forms conforming to requirements of the Central Bank of the Russian Federation;
- with putting down of the stamps testimonial of performance of a document;
- with indication of information on the EDS which signs the document.
- providing in a subsystem «Bank Client» of quick and convenient access of the client to the most often used functions of a system (display of the documents requiring the signature, request/viewing the statement for previous day, etc.);
- when forming the document «Payment order» — a possibility of automatic substitution of the address of the payer in the field Payer if the foreign bank participates in implementation of payment.
RBS BS-Client 3.17.8
In the new version of solution «RBS BS-Client» v. 3.17.8 the broad spectrum of the new features providing higher level of performance, reliability and security of a system for the organization of remote banking of legal entities is implemented.
Let’s remind that the RBS BS-Client system is constructed on modularity that allows, without changing structure of the system, without serious consequences to expand the structure of channels of providing banking services. At the same time each of subsystems of the complete solution «RBS BS-Client» can independently function. In the new version of the RBS BS-Client system of v. 3.17.8:
- Process of connection of the new client to the RBS BS-Client system using the new mechanism of the depersonalized distribution kits of clients is considerably simplified. This functionality is of special interest for multifilial banks in which generation of distribution kits is made for the client of branch in head division of bank. Use of the mechanism of work with the depersonalized distribution kits allows bank to reduce the amount of works of system administrators of RBS of head division and to minimize the number of visits the client of bank in the course of connection to the RBS system.
- Significantly advanced functionality of the centralized scheme RBS taking into account features of structure and business processes of multifilial bank with geographically distributed structure for the account:
- implementations of a possibility of an institution of the isolated and internal structural divisions of bank which do not have own BIC (a BIC of the Russian Federation and/or SWIFT BIC);
- indications of payment details of the divisions of bank which do not have own BIC for transfers in rubles and currency;
- ensuring electronic document management between clients and the divisions of bank which do not have own BIC;
- implementations of the instruction local date/time taking into account time zones in branches and divisions of bank when carrying out transactions by clients that will allow the client to define unambiguously time of document handling, transferred to bank.
- providing statements to clients on currency accounts with indication of the amounts in a national equivalent, the Central Bank rate of the Russian Federation, revaluation of account balances of the client;
- implementations in documents of the client of a possibility of the choice of the check point of the organization from several check points appropriated to the organization.
- a possibility of arrangement of the transport server in the protected network of bank;
- ensuring uninterrupted information transfer from the client in bank in case of failure of the transport server;
- increases in an exchange rate documents with bank.
System compatibility of «RBS BS-Client» with the following software is provided: regarding office suites: Microsoft Office Word 2007; Microsoft Office Word 2010; OpenOffice Write 3.3; regarding DBMS: Microsoft SQL Server 2008 R2 Express Edition, Standard Edition, Enterprise Edition; regarding means of virtualization: VmWare vSphere Hypervisor ESXi 4.1; Microsoft Hyper-V R2; regarding the software for clients of a subsystem Internet Client: Windows 7 64-bit; Internet Explorer 9 Internet browser.
- The documentation kit is considerably finished:
- the complete guides of users for the purpose of providing within one document of convenient information search by description of technology processes, system objects (autoprocedures, configurations, etc.) are added;
- the functionality of interaction of the RBS BS-Client system with the automated banking systems (ABS) is described;
- process descriptions of installation and initial setup of a system are added and processed;
the instruction to a patch is processed;
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- documentation of the administrator of TsS includes the specification of structures of tables, displays and other objects.
Transition to the version of the RBS BS-Client system of v. 3.17.8 it is performed from version 3.17.7 within the agreement of maintenance.
RBS BS-Client 3.17.7.400
In April, 2011 the BSS company, according to requirements of the Ministry of Finance of the Russian Federation, prepared the updating of a system of remote banking of legal entities «RBS BS-Client» available in the version of system 17.7.400.
The become effective 4/11/2011, new edition of Order No. 106n obliges for customs payments to specify the code of customs authority in the document «Payment order» (field 107), excellent from «0».
In the document «Payment order» for customs payments check of obligation of filling of the Code of Customs Authority field with value, excellent from «0» is implemented. Identification of customs payment is made by the code of budget classification (CBC): if the three first the character of CBC correspond to value 153, the payment is identified as customs.
Transition to the new version of the RBS BS-Client system of v. 17.7.400 it is performed from version 17.7.300 within the agreement of maintenance.
Rutoken
In the RBS BS-Client system the full support of all models of identifiers Rutoken of Aktiv company is implemented. Since fall of 2010 the banks which are clients of BSS Company can purchase identifiers Rutoken as the key carrier of the electronic digital signature in a system the client bank. Within the joint project USB tokens are delivered in special execution: in individual color and with a logo of BSS Company. At the request of the customer Rutoken for averages and large projects can be made in the corporate style of bank. All Rutoken models intended for work in the BSS software products have a unique firmware and are delivered only through BSS Company.
RBS BS-Client 3.17.7.300
In this version of the solution RBS of «BS-Client» support of means data protection of cryptographic (CIPF) «LirSSL» of LISSI company is provided. The CIPF of «LirSSL» is certified FSB Russia on classes KC1 and KC2 (certificates of conformity No. Federation Council/114-1135, No. Federation Council/124-1608, No. Federation Council/114-1427) and held for use cryptographic conversions based on the Russian algorithms in the application software.
Use of a CIPF of «LirSSL» in the RBS BS-Client system provides the following advantages:
- use of function of SZKI «LirSSL» does not require installation in a system, i.e. it is not obligatory for user of «RBS BS-Client» to have the right of the administrator of the operating system;
- The CIPF of «LirSSL» supports work with the torn-away carriers (tokens), including with tokens with not taken keys (eToken GOST and Rutoken EDS);
- The CIPF of «LirSSL» does not impose restrictions for quantity of keys on one carrier.
Transition to version 17.7.300 of the RBS BS-Client system is performed from version 17.7.200 within the agreement of maintenance.
RBS BS-Client 3.17.7
In September, 2010 v is announced. 3.17.7, in the new version of a system for the organization of remote banking of legal entities a number of opportunities is added:
- Level of information securityof the RBS BS-Client system of version 3.17.7 for the realization account is significantly increased:
- supports of a CIPF on the basis of USB tokens with not taken secret key – «Crypto Pro of eToken CSP» and «Crypto Pro Rutoken CSP»;
- Key advantages of the complete solution of BSS and Aladdin R.D. companies for increase in safety of remote banking services are: enhanced capabilities for use by any category of clients of banks (physical persons and legal entities) taking into account their personal tasks; close technology integration of electronic keys of eToken with the systems «RBS BS-Client» and «the RBS BS-Client. Private Client»; compliance to the Russian legislation: electronic keys of eToken are certified according to requirements of FSTEC; the high reliability of eToken devices guaranteeing high-quality operation of devices throughout a progressive tense; the complex service support from BSS and Aladdin R.D. at all stages of the project including consulting when choosing devices, service maintenance, development of offers on promotion of means of personal protection among clients of banks.
- the possibility of setup and printing of stamps in subsystems Internet Client and «Bank Client» for all documents sent by clients to bank and also for information on wiring in the statement provided in the document form Payment order is provided;
- for the document «Payment order» check of payer banks and the receiver on participation in the BESP system as the associated participants of calculations is provided (compliance to requirements of Provision of the Central Bank of the Russian Federation No. 225-P of 5/6/2003. «About the reference book of bank identification codes of participants of the calculations making payments through settlement network of the Central bank of the Russian Federation» in edition of the Instruction of the Central Bank of the Russian Federation No. 2456-U of 6/1/2010);
- for the document «Statement» alternative information output on wiring in the unified visual and printed forms is implemented (extends to the operations performed on the basis of the documents other than Payment order);
- the possibility of unloading of documents of currency exchange control using a XML-linking is provided.
- storages of public keys / certificates of subscribers of cryptographic network of a system directly in the database of a system that allows to exclude accomplishment of the actions (the indication of ways, etc.) connected with storage of public keys / certificates in the file system (an opportunity is implemented for a CIPF of MS Crypto API 2.0, Message Pro 2.x, CryptoCom 3.2);
- opportunities automatic (for the TCP gateway) or simplified manual (for TCP-, MAIL — and FILE gateways) switchings of an automated workplace of a subsystem «Bank Client» on an anycast address of the RBS server in case of impossibility of work on the current address;
- automatic removal (on a timeout) blocking of the account which resulted from exceeding of permitted number of attempts of login with the incorrect password.
- operating systemWindows 64-bit Server 2008 R2;
Transition to new version 3.17.7 of the RBS BS-Client system is performed free of charge within the agreement of maintenance from RBS BS-Client version 3.17.6. Client places of «RBS BS-Client» of version 3.17.6 are completely compatible to a bank part of «RBS BS-Client» of version 3.17.7.
Notes
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- supports of a CIPF on the basis of USB tokens with not taken secret key – «Crypto Pro of eToken CSP» and «Crypto Pro Rutoken CSP»;
- supports of a CIPF on the basis of USB tokens with not taken secret key – «Crypto Pro of eToken CSP» and «Crypto Pro Rutoken CSP»;